Fair Haven, Black Horse Lane, Ditchingham, Bungay, NR35 2RB

UPRN:2630174815Detached Bungalow3 bedsBuilt 2012-2021

FreeholdCouncil Tax: Band DEPC: C (69)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Fair Haven, Black Horse Lane, Ditchingham, Bungay, NR35 2RB

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£386,000

£347k - £425kMedium

Estimate

£386k

Range

£347k – £425k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

3.90%

Verdict

Derived from HomePortfolio scores

Fair Haven earns an INVESTIGATE rating with HP Score 70/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

24/ 100

Low

Transit & Bike

Transit 19Bike 43

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£400,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,150-£1,450

Interest rate5.4%

Loan to value75%

Cash required: £131,300
Net cash flow: -£450/mo
Cash on cash: -4.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.96 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£386,000

Rent Estimate (pcm)£1,300

Gross Yield3.90%

1y Growth-

3y Growth-3.5%

5y Growth+1.4%

10y Growth+2.9%

Last Sold Price£320,000 (2016-11-23)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NR35 2RB

Approval Rate

-12mo

Development

low

2026/3204
Change of use of room from dog grooming to residential
Pending
2026/3103
Energy-efficiency improvements including the installation of solar panels, air source heat pumps, DMEV (extractor) unit, vents and vent tiles
Pending
2026/3102
Energy-efficiency improvements including the installation of solar panels, air source heat pumps, DMEV (extractor) unit, vents and vent tiles
Pending

View Planning Timeline

Ownership

Corporate Ownership77.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-11-23
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£32,934

Population Density-

Owner Occupied83%

Age Distribution

0-15 11%16-64 56%65+ 33%

View Area Profile

Schools Nearby

Ditchingham Church of England Primary Academy
0.3 mi
Good
St Edmund's RC Primary School and Nursery
1.0 mi
Good
Bungay Primary School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Castle EAST School
1.2 mi
Outstanding

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

8 Black Horse Lane
-
£215k
-
6 Black Horse Lane
-
£245k
-
4 Black Horse Lane
-
£240k
-
Fair Haven Black Horse Lane
-
£320k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN