Ground Floor Flat, 2 Cotham Road South, Cotham, Bristol, BS6 5TZ

UPRN:268872Converted Flat2 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (64)

Data freshness:Price Paid· freshPlanning· 3mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Ground Floor Flat, 2 Cotham Road South, Cotham, Bristol, BS6 5TZ

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£352,000

£335k - £370kHigh

Estimate

£352k

Range

£335k – £370k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

4.94%

Verdict

Derived from HomePortfolio scores

Ground Floor Flat earns an INVESTIGATE rating with HP Score 77/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is excellent (96/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

77/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

44/ 100

Elevated

Walkability

96/ 100

Excellent

Transit & Bike

Transit 67Bike 73

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£340,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,250-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £110,300
Net cash flow: -£178/mo
Cash on cash: -1.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£352,000

Rent Estimate (pcm)£1,400

Gross Yield4.94%

1y Growth+25.8%

3y Growth-2.2%

5y Growth+0.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2BS6 5TZ

Approval Rate

-12mo

Development

low

26/13769/COND
Application for approval of details reserved by condition no. 2 (Detail drawings) of permission 24/02617/LA - Render works. Replacement of windows like for like. Roof works. Safety barrier to roof. Internal works.
Conditions
26/13680/COND
Application for approval of details reserved by condition no. 2 (Detail drawings) of permission 24/02616/F - Render works. Replacement of windows like for like. Roof works. Safety barrier to roof. Internal works.
Pending
26/13624/LB
Removal of the existing stud partition separating the kitchen and living areas. Removal of the existing lowered ceiling. Decommissioning and boarding over of the existing fireplace opening. Reconfiguration of the existing stud partitions forming the bathroom and bedroom areas. Relocation of the bathroom and bedroom door openings within the stud walls.
Pending

View Planning Timeline

Ownership

Corporate Ownership67.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density11,850 /km²

Owner Occupied44%

Age Distribution

0-15 9%16-64 79%65+ 12%

View Area Profile

Schools Nearby

North Bristol Post 16 Centre
0.1 mi
-
Cotham School
0.1 mi
Good
Cotham Gardens Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Ss Peter and Paul RC Primary School
0.3 mi
Good

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Cotham Road South
-
£302k
-
Kingsley House Cotham Road South
-
£346k
-
The Ark Cotham Road South
-
£480k
-
5 Cotham Road South
-
£35k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN