Meadow Cottage, Cold Ashby Road, Guilsborough, Northampton, NN6 8QP

UPRN:28021174Detached House5 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band GEPC: D (58)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Meadow Cottage, Cold Ashby Road, Guilsborough, Northampton, NN6 8QP

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£838,000

£797k - £880kHigh

Estimate

£838k

Range

£797k – £880k

Rent Estimate (pcm)

£3,000

£3k - £3k

Monthly

£3,000

Yield

4.26%

Verdict

Derived from HomePortfolio scores

Meadow Cottage earns an INVESTIGATE rating with HP Score 56/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidOverture Maps PlacesOfsted / DfE GIAS

HP Score

56/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

20/ 100

Moderate

Walkability

4/ 100

Low

Transit & Bike

Transit 36Bike 23

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 3 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.8% (HIGH), sold-comps -16.2%, £/sqft -16.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 28021174· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 19.3%· as of 4 Nov 2026
Rental economics0/40
gross yield 4.3%; range width penalty ×0.73
- valuation_snapshotsrent estimate 3000/mo (range 2650-3350)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,490/mo, -50% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 3 Nov 2026
Seller motivationNot scored
no listing-history inputs (first published date, price changes)
Risk & liquidity14.7/15
411 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£634,000£971,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£845,000

At the asking price

Monthly rent£3,000/mo

Evidenced range £2,650-£3,350

Interest rate5.4%

Loan to value75%

Cash required: £287,050
Net cash flow: -£775/mo
Cash on cash: -3.2%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.05 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 28021174Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 5 comps, dispersion 19.3%Valuation edge · as of 4 Nov 2026
valuation_snapshotsrent estimate 3000/mo (range 2650-3350)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 3 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3000/mo (range 2650-3350)
Seller motivation could not be scored
no listing-history inputs (first published date, price changes)

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£838,000

Rent Estimate (pcm)£3,000

Gross Yield4.26%

1y Growth-

3y Growth+0.5%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£650,000 (2021-02-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN6 8QP

Approval Rate

-12mo

Development

low

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-02-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density135 /km²

Owner Occupied73%

Age Distribution

0-15 20%16-64 64%65+ 16%

View Area Profile

Schools Nearby

Guilsborough Academy
0.7 mi
Requires improvementConcerns
Guilsborough Church of England Primary School
1.1 mi
Good
Naseby Church of England Primary Academy
2.5 mi
Good
West Haddon Endowed Church of England Primary School
2.9 mi
-

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Meadow Cottage Cold Ashby Road
-
£650k
-
Meadow Cottage Cold Ashby Road
-
£212k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN