Rose Cottage, Brixworth Road, Holcot, Northampton, NN6 9SJ

UPRN:28022281Detached House5 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: C (72)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Rose Cottage, Brixworth Road, Holcot, Northampton, NN6 9SJ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£696,000

£662k - £731kHigh

Estimate

£696k

Range

£662k – £731k

Rent Estimate (pcm)

£2,500

£2k - £3k

Monthly

£2,500

Yield

4.62%

Verdict

Derived from HomePortfolio scores

Rose Cottage earns an INVESTIGATE rating with HP Score 58/100. Investment score 49/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (24/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

49/ 100

Mixed

Crime Score

25/ 100

Moderate

Walkability

24/ 100

Low

Transit & Bike

Transit 8Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,500/mo

Evidenced range £2,250-£2,750

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£463/mo
Cash on cash: -2.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.14 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£696,000

Rent Estimate (pcm)£2,500

Gross Yield4.62%

1y Growth-

3y Growth+0.5%

5y Growth+0.4%

10y Growth+2.8%

Last Sold Price£470,000 (2021-12-09)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NN6 9SJ

Approval Rate

-12mo

Development

low

2026/3461/HH
Erection of detached workshop and double garage with first-floor storage and roof-mounted solar panels, ancillary to the existing dwellinghouse.
Pending
2026/1408/S73
Variation of Condition 2 Plans & Removal of Condition 4 Visibility & 5 Access to allow amendment to siting & remove conditions re access & viability to 2024/5339/FULL (Demolition of two semi detached bungalows and construction of two 2-storey detached houses and associated landscaping)
Pending
2026/0514/COND
Discharge of Conditions 4 (Construction Materials) 7 (Fencing for Protection of Trees and Hedges) and 8 (CEMP) of Planning Permission 2024/4139/FULL. (Self build new 4 Bedroomed detached house on land adjacent to 3 Moulton Road, Holcot, NN6 9SH)
Approved

View Planning Timeline

Ownership

Corporate Ownership75.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-12-09
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density75 /km²

Owner Occupied77%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Walgrave Primary School
1.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Moulton Primary School
2.2 mi
Good
Moulton College
2.2 mi
-
Overstone Primary School
2.3 mi
Good

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Rose Cottage Brixworth Road
-
£470k
-
11 Brixworth Road
-
£260k
-
Old Manor Farmhouse Brixworth Road
-
£975k
-
11A Brixworth Road
-
£240k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN