22 Lunchfield Gardens, Moulton, Northampton, NN3 7AP

UPRN:28024571End Terrace House3 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band CEPC: D (65)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

22 Lunchfield Gardens, Moulton, Northampton, NN3 7AP

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£276,000

£262k - £289kHigh

Estimate

£276k

Range

£262k – £289k

Rent Estimate (pcm)

£1,650

£2k - £2k

Monthly

£1,650

Yield

7.20%

Verdict

Derived from HomePortfolio scores

22 Lunchfield Gardens earns an INVESTIGATE rating with HP Score 68/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

55/ 100

Moderate

Transit & Bike

Transit 14Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,650/mo

Evidenced range £1,550-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: £214/mo
Cash on cash: 2.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.78 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£276,000

Rent Estimate (pcm)£1,650

Gross Yield7.20%

1y Growth-

3y Growth+0.0%

5y Growth+1.2%

10y Growth+3.7%

Last Sold Price£168,000 (2006-05-19)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0NN3 7AP

Approval Rate

-12mo

Development

low

2026/4230/TPO
Works to 2x Maple subject to TPO
Pending
2026/3747/FULL
Replacement of existing painted aluminium and timber frame windows and painted timber doors with double glazed UPVC and heritage aluminium windows and UPVC doors
Pending
2026/4181/HH
Proposed single storey and two storey extensions to create enlarged dwelling with balcony and annexe, proposed garage extension, proposed solar panels and proposed outdoor kitchen area.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-05-19
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density305 /km²

Owner Occupied61%

Age Distribution

0-15 21%16-64 62%65+ 17%

View Area Profile

Schools Nearby

Moulton School and Science College
0.1 mi
GoodConcerns
Moulton College
0.2 mi
-
Moulton Primary School
0.2 mi
Good
Kings Meadow School
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

18 Lunchfield Gardens
-
£260k
-
1 Lunchfield Gardens
-
£242k
-
7 Lunchfield Gardens
-
£216k
-
5 Lunchfield Gardens
-
£298k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN