2 Garner Close, Northampton, NN5 6WQ

UPRN:28056408Detached House3 bedsBuilt 2012-2021

LeaseholdCouncil Tax: -EPC: C (80)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£310,000

£294k - £325kHigh

Estimate

£310k

Range

£294k – £325k

Rent Estimate (pcm)

£1,300

£1k - £1k

Monthly

£1,300

Yield

5.03%

Verdict

Derived from HomePortfolio scores

2 Garner Close earns an INVESTIGATE rating with HP Score 61/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (1/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

1/ 100

Low

Transit & Bike

Transit 10Bike 40

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£310,000

At the asking price

Monthly rent£1,300/mo

Evidenced range £1,200-£1,400

Interest rate5.4%

Loan to value75%

Cash required: £99,800
Net cash flow: -£146/mo
Cash on cash: -1.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.24 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£310,000

Rent Estimate (pcm)£1,300

Gross Yield5.03%

1y Growth-

3y Growth+2.4%

5y Growth+1.9%

10y Growth+3.3%

Last Sold Price£330,000 (2026-05-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningModerate
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN5 6WQ

Approval Rate

-12mo

Development

low

2026/2853/TPO
TPO 239 - T1 (T744 on plan) - Lime - sever the ivy and cut back the branches from the fence giving a 1m clearance. TPO 239 - T2 (T745 on plan) - Lime - removal of epicormic growth from the base to 3m and cut back the branches from the fence giving a 1m clearance. TPO 239 - T3 (T746 on plan) - Ash - remove deadwood within the crown. TPO 239 - T4 (T747 on plan) - Ash - cut back the branches from the fence giving a 1m clearance.
Approved
2026/2635/FULL
Demolition of existing buildings and change of use, to Use Class B8 for Open Storage with ancillary works
Approved
2026/2046/TPO
Fell x1 Ash tree subject to TPO 191-G1 - tree is of poor form and suffering from Ash Die back. Lacks suitable growth points to prune to standard. Replant with 10-12 Semi Standard.
Approved

View Planning Timeline

Ownership

Corporate Ownership69.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2026-05-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density-

Owner Occupied73%

Age Distribution

0-15 19%16-64 61%65+ 20%

View Area Profile

Schools Nearby

Duston Eldean Primary School
0.7 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Harlestone Primary School
1.0 mi
GoodConcerns
The Duston School
1.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Hopping Hill Primary School
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

2 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2 Garner Close
-
£330k
-
10 Garner Close
-
£474k
-
5 Garner Close
-
£420k
-
5 Garner Close
-
£420k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN