15 Champions Field Way, Flore, Northampton, NN7 4PZ

UPRN:28058317Detached House5 bedsBuilt -

FreeholdCouncil Tax: Band GEPC: B (86)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

15 Champions Field Way, Flore, Northampton, NN7 4PZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£657,000

£624k - £689kHigh

Estimate

£657k

Range

£624k – £689k

Rent Estimate (pcm)

£2,050

£2k - £2k

Monthly

£2,050

Yield

3.67%

Verdict

Derived from HomePortfolio scores

15 Champions Field Way earns an INVESTIGATE rating with HP Score 68/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (27/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

27/ 100

Low

Transit & Bike

Transit 6Bike 29

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -2.0% (HIGH), sold-comps -1.4%, £/sqft -1.3%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 28058317· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.1%· as of 27 Oct 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.71
- valuation_snapshotsrent estimate 2050/mo (range 1800-2300)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,450/mo, -71% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.7/15
324 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£502,500£770,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£670,000

At the asking price

Monthly rent£2,050/mo

Evidenced range £1,800-£2,300

Interest rate5.4%

Loan to value75%

Cash required: £225,800
Net cash flow: -£842/mo
Cash on cash: -4.5%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 28058317Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 6 comps, dispersion 18.1%Valuation edge · as of 27 Oct 2026
valuation_snapshotsrent estimate 2050/mo (range 1800-2300)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2050/mo (range 1800-2300)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 51 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£657,000

Rent Estimate (pcm)£2,050

Gross Yield3.67%

1y Growth+5.4%

3y Growth-0.2%

5y Growth+0.9%

10y Growth+2.7%

Last Sold Price£529,995 (2019-02-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NN7 4PZ

Approval Rate

-12mo

Development

low

2026/4388/TCA
Cherry tree as located on site plan to be reduced to ground level due to its relationship with neighbouring property
Pending
2026/4351/TCA
1 x Holly tree (Ilex Aquifolium) 3 meter reduction with both the inside and road side faces trimmed back. 2 x apple trees (Malus Domestica) - to be heavily thinned and remove the majority of crossing branches + shape up outer canopy. 1 x Cornelian cherry tree ( Cornus Mas) - to be reduced in height to the neighbouring house and 20% reduced from the sides.
Pending
2026/3772/TCA
To fell 1x Pear and 1x Apple tree within a conservation area
Pending

View Planning Timeline

Ownership

Corporate Ownership76.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-02-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£33,059

Population Density70 /km²

Owner Occupied79%

Age Distribution

0-15 16%16-64 57%65+ 27%

View Area Profile

Schools Nearby

Flore Church of England Primary School
0.5 mi
Good
Weedon Bec Primary School
1.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
The Bliss Charity School
1.5 mi
Good
Brington Primary School
2.4 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Champions Field Way
-
£124k
-
1 Champions Field Way
-
£560k
-
5 Champions Field Way
-
£525k
-
12 Champions Field Way
-
£124k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN