23 Chester Square, Lynemouth, Morpeth, NE61 5UF

UPRN:2920000663Mid Terrace HouseBeds -Built 1900-1929

FreeholdCouncil Tax: Band AEPC: C (69)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoOwnership· freshEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

23 Chester Square, Lynemouth, Morpeth, NE61 5UF

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£77,000

£69k - £84kMedium

Estimate

£77k

Range

£69k – £84k

Rent Estimate (pcm)

£450

£400 - £450

Monthly

£450

Yield

6.47%

Verdict

Derived from HomePortfolio scores

23 Chester Square earns an INVESTIGATE rating with HP Score 64/100. Investment score 63/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

63/ 100

Moderate

Crime Score

35/ 100

Moderate

Walkability

40/ 100

Mixed

Transit & Bike

Transit 8Bike 33

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£83,500

At the asking price

Monthly rent£450/mo

Evidenced range £400-£450

Interest rate5.4%

Loan to value75%

Cash required: £26,350
Net cash flow: £30/mo
Cash on cash: 1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.60 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£77,000

Rent Estimate (pcm)£450

Gross Yield6.47%

1y Growth+41.3%

3y Growth+3.7%

5y Growth+3.0%

10y Growth+2.4%

Last Sold Price£55,000 (2009-10-30)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE61 5UF

Approval Rate

-12mo

Development

low

26/03608/NONMAT
Non-material amendment (to provide locations of PV panelling on house-types drawings) on approved application 21/01796/REM
Pending
26/02796/ADE
Advertisement consent for 1x existing fascia sign which has been covered up awaiting permission
Approved
26/02643/REM
Reserved Matters Application for Appearance and Scale on approved planning application 14/03016/FUL relating to Plots 205, 206, 207, 208 and 319
Pending

View Planning Timeline