Spital Hall, Spital Hill, Mitford, Morpeth, NE61 3PN

UPRN:2920002621Detached House5 bedsBuilt before 1900

FreeholdCouncil Tax: Band HEPC: F (25)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

Spital Hall, Spital Hill, Mitford, Morpeth, NE61 3PN

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£2,202,000

£1.76M - £2.64MLow

Estimate

£2.20M

Range

£1.76M – £2.64M

Rent Estimate (pcm)

£8,550

£8k - £9k

Monthly

£8,550

Yield

4.10%

Verdict

Derived from HomePortfolio scores

Spital Hall earns an INVESTIGATE rating with HP Score 58/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

58/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

30/ 100

Moderate

Walkability

9/ 100

Low

Transit & Bike

Transit 3Bike 38

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

asking price missing or outside scoring range

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£2,500,000

At the asking price

Monthly rent£8,550/mo

Evidenced range £7,700-£9,350

Interest rate5.4%

Loan to value75%

Cash required: £965,050
Net cash flow: -£2,518/mo
Cash on cash: -3.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.01 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£2,202,000

Rent Estimate (pcm)£8,550

Gross Yield4.10%

1y Growth-

3y Growth+3.7%

5y Growth+3.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NE61 3PN

Approval Rate

-12mo

Development

low

26/03555/PRUTPO
Tree Preservation Order : T1 (Oak tree) reduce the lateral branches overhanging the garden by 2m. T2 (Ash) - reduce the lateral branches overhanging the garden by 2m.
Pending
26/03013/NONMAT
Non-material amendment (to update drawings in order to move attenuation tank, with updated calcs etc) on approved application 16/00078/OUT
Pending
26/02696/FUL
Detached Garage
Approved

View Planning Timeline

Ownership

Corporate Ownership73.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£30,456

Population Density49 /km²

Owner Occupied75%

Age Distribution

0-15 21%16-64 61%65+ 18%

View Area Profile

Schools Nearby

Morpeth All Saints Church of England First School
1.0 mi
Report card2026
Ofsted no longer awards a single overall grade.
Morpeth Newminster Middle School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Morpeth Chantry Middle School
1.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Abbeyfields First School
1.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

1 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Spittal Hill Steading Spital Hill
-
£225k
-
Tilia House Spital Hill
-
£650k
-
Oaktree Cottage Spital Hill
-
£465k
-
Tilia House Spital Hill
-
£410k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN