Foulmartlaw House, Gallowhill, Morpeth, NE61 3TZ

UPRN:2920005274Semi-Detached House6 bedsBuilt before 1900

FreeholdCouncil Tax: Band GEPC: E (40)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Foulmartlaw House, Gallowhill, Morpeth, NE61 3TZ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£1,488,000

£1.19M - £1.79MLow

Estimate

£1.49M

Range

£1.19M – £1.79M

Rent Estimate (pcm)

£8,500

£8k - £9k

Monthly

£8,500

Yield

7.29%

Verdict

Derived from HomePortfolio scores

Foulmartlaw House earns an INVESTIGATE rating with HP Score 59/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (4/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

7/ 100

Low

Walkability

4/ 100

Low

Transit & Bike

Transit 30Bike 14

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
advert has 4 bedrooms but the valuation snapshot describes 6 - the UPRN's evidence is for a different home

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,400,000

At the asking price

Monthly rent£8,500/mo

Evidenced range £7,900-£9,100

Interest rate5.4%

Loan to value75%

Cash required: £505,050
Net cash flow: £1,160/mo
Cash on cash: 2.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.80 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,488,000

Rent Estimate (pcm)£8,500

Gross Yield7.29%

1y Growth-

3y Growth+3.7%

5y Growth+3.0%

10y Growth+2.4%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0NE61 3TZ

Approval Rate

-12mo

Development

low

24/04025/FUL
Minor alterations to five external windows/doors, the demolition of a porch on the east elevation, the construction of a small single storey store on the north elevation and the construction of internal walls within the ground floor hallway. Additionally, the construction of a single storey detached Garden Room (Gym) and alterations to the vehicular doors of the detached Garage.
Approved

View Planning Timeline