Grange Villa Farm, Ulgham, Morpeth, NE61 3AX

UPRN:2920007783Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (33)

Data freshness:Listing· freshPrice Paid· freshPlanning· 2mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Grange Villa Farm, Ulgham, Morpeth, NE61 3AX

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£637,000

£605k - £669kHigh

Estimate

£637k

Range

£605k – £669k

Rent Estimate (pcm)

£2,450

£2k - £3k

Monthly

£2,450

Yield

4.59%

Verdict

Derived from HomePortfolio scores

Grange Villa Farm earns an INVESTIGATE rating with HP Score 57/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (3/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

57/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

3/ 100

Low

Transit & Bike

Transit 37Bike 19

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£640,000

At the asking price

Monthly rent£2,450/mo

Evidenced range £2,250-£2,700

Interest rate5.4%

Loan to value75%

Cash required: £215,300
Net cash flow: -£464/mo
Cash on cash: -2.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.13 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£637,000

Rent Estimate (pcm)£2,450

Gross Yield4.59%

1y Growth-

3y Growth+3.7%

5y Growth+3.0%

10y Growth+2.4%

Last Sold Price£440,000 (2018-06-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1NE61 3AX

Approval Rate

0%12mo

Development

low

26/03010/FUL
Installation of outbuilding and change of use to commercial gym and creation of pedestrian access (Amended)
Approved
26/02319/FUL
Erection of self-contained annex to be used as ancillary accommodation
Rejected
25/02615/FUL
Proposed rear extension to existing dwelling
Approved

View Planning Timeline