Flat 33, Victoria Court, Station Road, Castle Cary, BA7 7NL

UPRN:30008304Purpose Built Flat2 bedsBuilt 1983-1990

LeaseholdCouncil Tax: -EPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 33, Victoria Court, Station Road, Castle Cary, BA7 7NL

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£122,000

£116k - £128kHigh

Estimate

£122k

Range

£116k – £128k

Rent Estimate (pcm)

£450

£450 - £500

Monthly

£450

Yield

4.00%

Verdict

Derived from HomePortfolio scores

Flat 33 earns an INVESTIGATE rating with HP Score 70/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (58/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

58/ 100

Moderate

Transit & Bike

Transit 12Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: leasehold with no service charge disclosed - the stress test assumes GBP 0. It ranks after every home whose inputs are verified.

Valuation edge-1.6/15
claims [AVM -10.7% (HIGH), sold-comps -3.1%, £/sqft -3.4%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 30008304· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 13.9%· as of 23 Oct 2026
Rental economics0/40
gross yield 4.0%; range width penalty ×0.98
- valuation_snapshotsrent estimate 450/mo (range 450-500)· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -381/mo, -85% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- listing_factsservice charge / ground rent from the advert· as of 2 Nov 2026· verify before relying on this
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity0/15
lease 60 years (under 80): most lenders refuse it - risk scores nothing; 50 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo
- listing_factslease 60 years remaining (advert)· as of 2 Nov 2026

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£101,000£155,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£135,000

At the asking price

Monthly rent£450/mo

Evidenced range £450-£500

Interest rate5.4%

Loan to value75%

Cash required: £42,000
Net cash flow: -£144/mo
Cash on cash: -4.1%
Score at this price: 0

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.99 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30008304Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 13.9%Valuation edge · as of 23 Oct 2026
valuation_snapshotsrent estimate 450/mo (range 450-500)Rental economics · as of 12 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 2 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 450/mo (range 450-500)
Stress margin needs verification before you rely on it
service charge / ground rent from the advert

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£122,000

Rent Estimate (pcm)£450

Gross Yield4.00%

1y Growth-

3y Growth-5.3%

5y Growth-4.3%

10y Growth+2.1%

Last Sold Price£110,000 (2021-11-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BA7 7NL

Approval Rate

-12mo

Development

low

26/02473/TCA
Notification of intent to fell No. 1 Yew Tree within a conservation area. Yew (T1) - Fell - heavily leaning over drive entrance and causing damage to retaining wall
Pending
26/02464/FUL
Alterations and extensions to The George Hotel, including change of use of existing flat and commercial premises to rear to C1 hotel use; Change of use of 1 Market Place from single dwelling to C1 hotel use with associated internal and external alterations; demolition and replacement of existing buildings to rear with new buildings to contain hotel lobby, restaurant, kitchen, plant room, and hotel accommodation; Associated landscape works; Temporary construction access track to the A371
Pending
26/02465/LBC
Internal and external alterations and extensions to The George Hotel; internal and external alterations to 1 Market Place to facilitate change of use; demolition and replacement of existing buildings to rear with new buildings to contain hotel lobby, restaurant, kitchen, plant room, and hotel accommodation.
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining59 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-11-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

19 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied49%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Castle Cary Community Primary School
0.3 mi
Inspected as Castle Cary Community Primary School (URN 123640) on 7 Dec 2021
Ansford Academy
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
Ditcheat Primary School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Sexey's School
2.6 mi
Good

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Victoria Court Station Road
-
£115k
-
Victoria Court Station Road
-
£170k
-
Victoria Court Station Road
-
£179k
-
Victoria Court Station Road
-
£125k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN