37 Bishopston, Montacute, TA15 6UX

UPRN:30046281End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: D (67)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£360,000

£288k - £432kLow

Estimate

£360k

Range

£288k – £432k

Rent Estimate (pcm)

£1,050

£900 - £1k

Monthly

£1,050

Yield

3.19%

Verdict

Derived from HomePortfolio scores

37 Bishopston earns an INVESTIGATE rating with HP Score 66/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 6Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 3.2%; range width penalty ×0.72
- valuation_snapshotsrent estimate 1050/mo (range 900-1150)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,025/mo, -98% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Risk & liquidity2.4/15
6 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£1,050/mo

Evidenced range £900-£1,150

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£606/mo
Cash on cash: -5.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.79 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 1050/mo (range 900-1150)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 5 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth Valuation methodology

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 1050/mo (range 900-1150)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£360,000

Rent Estimate (pcm)£1,050

Gross Yield3.19%

1y Growth-

3y Growth-4.2%

5y Growth-2.7%

10y Growth+1.0%

Last Sold Price£174,000 (2010-02-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5TA15 6UX

Approval Rate

100%12mo

Development

low

26/02553/LBC
Proposed repair work/replacement stonework to Front Elevation.
Pending
26/02358/TCA
Notification of intent to Fell No. 5 Trees within a Conservation Area.
Pending
26/02241/FUL
Demolition of existing structure and erection of a Church Hall (Place of Worship - Use Class F1) and associated parking, and landscaping
Pending

View Planning Timeline

Ownership

Corporate Ownership90.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2010-02-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density187 /km²

Owner Occupied59%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

All Saints Church School
0.3 mi
-
Stanchester Academy
0.4 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Castle Primary School
1.3 mi
Good
Cambian Lufton College
1.5 mi
-

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

12 Bishopston
-
£375k
-
42 Bishopston
-
£360k
-
The Old Vicarage, 43 Bishopston
-
£680k
-
26 Bishopston
-
£281k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN