Ivy Cottage, 5 Townsend, Montacute, TA15 6XH

UPRN:30046437Semi-Detached House2 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: C (72)

Data freshness:Price Paid· freshPlanning· freshEPC· freshRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Ivy Cottage, 5 Townsend, Montacute, TA15 6XH

HP Score

/ 100

Strong

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£266,000

£239k - £293kMedium

Estimate

£266k

Range

£239k – £293k

Rent Estimate (pcm)

£550

£450 - £650

Monthly

£550

Yield

3.07%

Verdict

Derived from HomePortfolio scores

Ivy Cottage earns an INVESTIGATE rating with HP Score 76/100. Investment score 62/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

62/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

62/ 100

Moderate

Transit & Bike

Transit 5Bike 41

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£215,000

At the asking price

Monthly rent£550/mo

Evidenced range £450-£650

Interest rate5.4%

Loan to value75%

Cash required: £67,600
Net cash flow: -£345/mo
Cash on cash: -6.1%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.76 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£266,000

Rent Estimate (pcm)£550

Gross Yield3.07%

1y Growth-

3y Growth-4.2%

5y Growth-2.7%

10y Growth+1.0%

Last Sold Price£150,000 (2014-03-04)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2TA15 6XH

Approval Rate

100%12mo

Development

low

26/02553/LBC
Proposed repair work/replacement stonework to Front Elevation.
Pending
26/02358/TCA
Notification of intent to Fell No. 5 Trees within a Conservation Area.
Pending
26/02241/FUL
Demolition of existing structure and erection of a Church Hall (Place of Worship - Use Class F1) and associated parking, and landscaping
Pending

View Planning Timeline

Ownership

Corporate Ownership90.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2014-03-04
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density187 /km²

Owner Occupied59%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

All Saints Church School
0.2 mi
-
Stanchester Academy
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Cambian Lufton College
1.4 mi
-
Castle Primary School
1.4 mi
Good

2 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

33 Townsend
-
£255k
-
Figgy Cottage, 22 Townsend
-
£355k
-
4 Townsend
-
£300k
-
7 Townsend
-
£425k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN