2 West Street, Stoke-Sub-Hamdon, TA14 6PU

UPRN:30047534Terrace Property4 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: E (50)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

2 West Street, Stoke-Sub-Hamdon, TA14 6PU

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£269,000

£255k - £282kHigh

Estimate

£269k

Range

£255k – £282k

Rent Estimate (pcm)

£800

£700 - £900

Monthly

£800

Yield

3.56%

Verdict

Derived from HomePortfolio scores

2 West Street earns an INVESTIGATE rating with HP Score 68/100. Investment score 46/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (55/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

46/ 100

Mixed

Crime Score

20/ 100

Moderate

Walkability

55/ 100

Moderate

Transit & Bike

Transit 7Bike 28

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.4% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 30047534· as of 13 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.70
- valuation_snapshotsrent estimate 800/mo (range 700-900)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -681/mo, -85% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 195 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
31 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£202,500£310,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£270,000

At the asking price

Monthly rent£800/mo

Evidenced range £700-£900

Interest rate5.4%

Loan to value75%

Cash required: £85,800
Net cash flow: -£357/mo
Cash on cash: -5.0%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30047534Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 800/mo (range 700-900)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 800/mo (range 700-900)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 195 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£269,000

Rent Estimate (pcm)£800

Gross Yield3.56%

1y Growth-

3y Growth+6.3%

5y Growth+4.1%

10y Growth+4.5%

Last Sold Price£260,000 (2022-08-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TA14 6PU

Approval Rate

-12mo

Development

low

26/02363/NMA
Non Material Amendment to approved application 25/00326/FUL to amend the window and door opening positions for plot 2.
Approved
26/02247/LBC
Listed Building Application for internal first floor boarding repairs to master bedroom and adjoining first floor landing
Pending
26/02164/TCA
Notification of intent to carry out Tree Surgery works to No.4 Trees and fell No 1 Tree within a conservation area 1. Hazelnut trees - reduce height to 8-10 ft above fence line on Deers Leap fence line 2. Cherry Tree - reduce height to 8-10 ft above fence line and trim limbs crowding over to Korholme neighbour. 3. Lanlandii Trees (~5) - reduce height to 8-10 ft above fence line and trim lower limbs pushing fence on Korholme side 4. Pipe trees (5) - remove lower limbs 5. Eucalyptus (?) tree - cut down as leaning to fall.
Pending

View Planning Timeline

Ownership

Corporate Ownership70.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-08-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density233 /km²

Owner Occupied69%

Age Distribution

0-15 14%16-64 56%65+ 30%

View Area Profile

Schools Nearby

Castle Primary School
0.2 mi
Good
Norton Sub Hamdon Church School
0.9 mi
Inspected as Norton-sub-Hamdon Church of England Primary School (URN 123818) on 6 Dec 2022
Stanchester Academy
1.1 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Martock Church School
1.5 mi
Inspected as Martock Church of England VA Primary School (URN 123856) on 20 May 2025

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 West Street
-
£190k
-
2 West Street
-
£260k
-
The Fleur De Lis West Street
-
£298k
-
5 West Street
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN