1 Hamdon Terrace, Little Norton, Norton Sub Hamdon, Stoke-Sub-Hamdon, TA14 6TE

UPRN:30047769Semi-Detached HouseBeds -Built 1983-1990

FreeholdCouncil Tax: Band CEPC: D (58)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

1 Hamdon Terrace, Little Norton, Norton Sub Hamdon, Stoke-Sub-Hamdon, TA14 6TE

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£561,000

£533k - £589kHigh

Estimate

£561k

Range

£533k – £589k

Rent Estimate (pcm)

£1,400

£1k - £2k

Monthly

£1,400

Yield

0.91%

Verdict

Derived from HomePortfolio scores

1 Hamdon Terrace earns an INVESTIGATE rating with HP Score 61/100. Investment score 50/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

50/ 100

Mixed

Crime Score

20/ 100

Moderate

Walkability

15/ 100

Low

Transit & Bike

Transit 16Bike 20

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge-1.6/15
claims [AVM -229.8% (HIGH), sold-comps -235.8%, £/sqft -236.0%] → measured edge -0.33pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp; asking more than 10% above the estimate (measured -0.33pp)
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 30047769· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.3%· as of 24 Oct 2026
Rental economics0/40
gross yield 0.9%; range width penalty ×0.56
- valuation_snapshotsrent estimate 1400/mo (range 1150-1600)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -6,906/mo, -493% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
31 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£1,387,500£1,989,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£1,850,000

At the asking price

Monthly rent£1,400/mo

Evidenced range £1,150-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £692,050
Net cash flow: -£5,275/mo
Cash on cash: -9.1%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.22 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30047769Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 24.3%Valuation edge · as of 24 Oct 2026
valuation_snapshotsrent estimate 1400/mo (range 1150-1600)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1400/mo (range 1150-1600)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 56 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£561,000

Rent Estimate (pcm)£1,400

Gross Yield0.91%

1y Growth+5.8%

3y Growth+6.3%

5y Growth+4.1%

10y Growth+4.5%

Last Sold Price£530,000 (2024-07-26)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA14 6TE

Approval Rate

-12mo

Development

low

26/02321/TCA
Notification of intent to carry out Tree Surgery Works to No. 3 Trees and Fell No. 1 Tree within a Conservation Area. No. 2 Hazel trees - Coppice to remove them from pushing against the boundary wall which could lead to the collapse of the wall into the stream. T1 Crab Apple - removal to ground level T1 Walnut Tree - Crown list and Crown reduction by 30%.
Pending
26/01401/TCA
Notification of intent to Fell No. 1 Tree within a Conservation Area. T1 Juniperus Communis (Common Juniper) - Fell to ground level - low amenity value, shading/view obstruction from windows, unhealthy (Brown) in appearance and close proximity to building (107cm trunk to wall).
Approved
26/01006/LBC
Structural stabilisation works necessary to stabilise some significant cracking, bowing and delamination that has occurred through movement in the north-east corner of the building
Conditions

View Planning Timeline

Ownership

Corporate Ownership70.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2024-07-26
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied69%

Age Distribution

0-15 14%16-64 56%65+ 30%

View Area Profile

Schools Nearby

Norton Sub Hamdon Church School
0.6 mi
Inspected as Norton-sub-Hamdon Church of England Primary School (URN 123818) on 6 Dec 2022
Castle Primary School
1.1 mi
Good
Stanchester Academy
1.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
All Saints Church School
1.4 mi
-

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Leigh House Little Norton
-
£830k
-
(Walsingham) Little Norton
-
£550k
-
Hamdon Terrace Little Norton
-
£530k
-
Millview Little Norton
-
£424k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN