The Old Chapel, Higher Street, West Chinnock, Crewkerne, TA18 7QA

UPRN:30049566Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band DEPC: E (50)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

The Old Chapel, Higher Street, West Chinnock, Crewkerne, TA18 7QA

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£594,000

£564k - £623kHigh

Estimate

£594k

Range

£564k – £623k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

3.70%

Verdict

Derived from HomePortfolio scores

The Old Chapel earns an INVESTIGATE rating with HP Score 62/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (6/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

7/ 100

Low

Walkability

6/ 100

Low

Transit & Bike

Transit 3Bike 18

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 30049566· as of 9 Oct 2026
Rental economics0/40
gross yield 3.7%; range width penalty ×0.71
- valuation_snapshotsrent estimate 1850/mo (range 1600-2050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,302/mo, -70% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 475 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.7/15
156 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£450,000£690,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,600-£2,050

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£744/mo
Cash on cash: -4.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.91 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30049566Valuation edge · as of 9 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1600-2050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1600-2050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 475 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£594,000

Rent Estimate (pcm)£1,850

Gross Yield3.70%

1y Growth-

3y Growth+0.3%

5y Growth+0.4%

10y Growth+2.9%

Last Sold Price£330,000 (2003-07-11)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TA18 7QA

Approval Rate

100%12mo

Development

low

26/02390/TCA
Notification of intent to fell No.01 Ash trees included within Conservation Area
Pending
26/02361/TCA
Notification of intent to fell No 1 Silver Birch Tree and carry out tree works to No 1 Snake-Bark Maple Tree within a conservation area T1 = Snake-bark Maple, Remove. this tree is lifting the surrounding slabs and taking a lot of light from an already small garden. T2 =Silver birch, 12m in height, reduce by 3m and remove any deadwood. This work is to maintain the tree in a safe condition to protect from storm damage.
Pending
26/01990/TCA
Notification of intent to carry out Tree Surgery Works to No. 2 Trees within a Conservation Area. T1. Willow (Salix fagilis) Immediate removal of all branches of overhang of neighbouring property and reduce remainder of tree to base of trunk T2. Twisted Willow (Salix matsudana ). Removal of all branches which are overhanging the roof. Also, cutting back of dead branches, self and poor quality bushes impacting on the neighbouring property along the riverbank. All of the trees, with the exception of the Salix matsudana are on the very edge of the conservation area.
Approved

View Planning Timeline

Ownership

Corporate Ownership68.7%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2003-07-11
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density89 /km²

Owner Occupied82%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

West Chinnock Church School
0.1 mi
Inspected as West Chinnock Church of England Primary School (URN 123820) on 18 Oct 2022
Merriott Primary School
1.6 mi
Inspected as Merriott Primary School (URN 123654) on 21 Mar 2023
Haselbury Plucknett Church of England Primary School
1.6 mi
-
Norton Sub Hamdon Church School
1.6 mi
Inspected as Norton-sub-Hamdon Church of England Primary School (URN 123818) on 6 Dec 2022

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Pine View Higher Street
-
£650k
-
Dormers Higher Street
-
£267k
-
Pine View Higher Street
-
£445k
-
Thatched Cottages Higher Street
-
£260k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN