12 Victoria Court, Silver Street, Ilminster, TA19 0DD

UPRN:30061668Flat/Maisonette3 bedsBuilt before 1900

LeaseholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

12 Victoria Court, Silver Street, Ilminster, TA19 0DD

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£270,000

£243k - £297kMedium

Estimate

£270k

Range

£243k – £297k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

4.80%

Verdict

Derived from HomePortfolio scores

12 Victoria Court earns an INVESTIGATE rating with HP Score 74/100. Investment score 66/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (75/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

66/ 100

Moderate

Crime Score

27/ 100

Moderate

Walkability

75/ 100

High

Transit & Bike

Transit 17Bike 52

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.9% (MEDIUM), sold-comps -66.7%, £/sqft -66.9%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 30061668· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 12.5%· as of 2 Nov 2026
Rental economics0/40
gross yield 4.8%; range width penalty ×0.84
- valuation_snapshotsrent estimate 1100/mo (range 1000-1200)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -609/mo, -55% of rent (6.75% on a 75% loan; disclosed service charge and ground rent); fails the stress - earns nothing
- listing_factsservice charge / ground rent from the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 268 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.8/15
159 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£206,000£316,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£275,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £87,550
Net cash flow: -£167/mo
Cash on cash: -2.3%
Score at this price: 13

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30061668Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 12.5%Valuation edge · as of 2 Nov 2026
valuation_snapshotsrent estimate 1100/mo (range 1000-1200)Rental economics · as of 9 Oct 2026 · verify before relying on this
listing_factsservice charge / ground rent from the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1100/mo (range 1000-1200)
Seller motivation could not be scored
context, not scored: 0 price cut(s), 268 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£270,000

Rent Estimate (pcm)£1,100

Gross Yield4.80%

1y Growth+22.2%

3y Growth-0.2%

5y Growth-0.4%

10y Growth+3.2%

Last Sold Price£180,000 (2019-04-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA19 0DD

Approval Rate

-12mo

Development

low

26/02560/TCA
Notification of intent to carry out Tree Surgery works to No.3 Trees within a Conservation Area. T1 - Prunus Padus - Reduce westerly growth by 1-2M. T2 - Juglans Regia - Reduce westerly lateral growth by 1.5-2.5M T3 - Salix Babylonica - Reduce westerly lateral growth by 1.5-2M
Pending
26/02317/LBC
Replacement of 2 windows at the front of the property
Pending
26/02319/S73A
S73A Application to vary Condition 02 (approved plans) for the addition of integrated solar PV panels to the roof relating to planning consent 22/02631/HOU; Erection of double car port
Pending

View Planning Timeline

Ownership

Corporate Ownership73.4%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2019-04-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density218 /km²

Owner Occupied59%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Herne View Church of England Primary
0.1 mi
Good
Dillington House
0.8 mi
-
St Mary's & St Peter's Church School
1.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Neroche Primary School
2.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Victoria Court Silver Street
-
£110k
-
Victoria Court Silver Street
-
£90k
-
Victoria Court Silver Street
-
£186k
-
Victoria Court Silver Street
-
£230k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN