1 Combe Wood Lane, Combe St. Nicholas, Chard, TA20 3NH

UPRN:30065265Semi-Detached House4 bedsBuilt -

FreeholdCouncil Tax: Band BEPC: -

Data freshness:Price Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

1 Combe Wood Lane, Combe St. Nicholas, Chard, TA20 3NH

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£265,000

£239k - £292kMedium

Estimate

£265k

Range

£239k – £292k

Rent Estimate (pcm)

£1,100

£1k - £1k

Monthly

£1,100

Yield

3.77%

Verdict

Derived from HomePortfolio scores

1 Combe Wood Lane earns an INVESTIGATE rating with HP Score 70/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (36/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

9/ 100

Low

Walkability

36/ 100

Mixed

Transit & Bike

Transit 6Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live new-build plots advertised against one placeholder UPRN (£350,000-£450,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£350,000

At the asking price

Monthly rent£1,100/mo

Evidenced range £1,000-£1,200

Interest rate5.4%

Loan to value75%

Cash required: £113,800
Net cash flow: -£420/mo
Cash on cash: -4.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£265,000

Rent Estimate (pcm)£1,100

Gross Yield3.77%

1y Growth-

3y Growth-4.3%

5y Growth+0.0%

10y Growth+3.5%

Last Sold Price£52,000 (1998-02-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningLow
LandslideSignificant
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TA20 3NH

Approval Rate

-12mo

Development

low

26/02310/TCA
Notification of intent to Fell No. 1 Tree within a Conservation Area. T1 - Rowan (Sorbus aucuparia): Fell to ground level. The tree suffered a structural failure where a major limb collapsed onto the public highway. Subsequent inspection revealed severe internal heartwood rot, bark peeling, and fungal bracket growth throughout the remaining trunk, posing an ongoing hazard to the highway and neighbouring property.
Pending
26/02242/HOU
Removing dinning room window to the front of the building and replacing with a bay window with flat roof
Pending
26/02268/NMA
Non-Material Amendment of approved application 26/01162/HOU to include Change of roofing material and gable end material
Approved

View Planning Timeline