Golden Pennies, Over Stratton Road, Over Stratton, South Petherton, TA13 5LQ

UPRN:30091368Detached House4 bedsBuilt 1983-1990

FreeholdCouncil Tax: -EPC: B (83)

Data freshness:Listing· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021

Golden Pennies, Over Stratton Road, Over Stratton, South Petherton, TA13 5LQ

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£504,000

£479k - £529kHigh

Estimate

£504k

Range

£479k – £529k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

3.59%

Verdict

Derived from HomePortfolio scores

Golden Pennies earns an INVESTIGATE rating with HP Score 67/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (23/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

67/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

23/ 100

Low

Transit & Bike

Transit 6Bike 25

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£485,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,250-£1,650

Interest rate5.4%

Loan to value75%

Cash required: £161,050
Net cash flow: -£633/mo
Cash on cash: -4.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.89 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£504,000

Rent Estimate (pcm)£1,450

Gross Yield3.59%

1y Growth-

3y Growth-5.2%

5y Growth+0.9%

10y Growth+3.2%

Last Sold Price£315,000 (2009-05-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TA13 5LQ

Approval Rate

-12mo

Development

low

26/02571/TCA
Notification of intent to carry out tree surgery works to No.01 tree (Norway Maple) within a Conservation Area. Reduce canopy by 30%. Branch and stem lengths to be removed, would be no more than 3m.
Pending
26/02513/S73A
S73A Application to vary Condition 02 (approved plans) for a revised house design at Plot 1 only relating to planning consent 20/02192/FUL; The erection of 2 dwellings and associated works
Pending
26/02116/COL
Application for a Certificate of Lawfulness of Proposed Use or Development for the following proposed use: Proposed mixed use of West Down Orchard Park for touring caravans for holiday periods and 32 touring or static caravans for main or sole permanent residence.
Rejected

View Planning Timeline

Ownership

Corporate Ownership81%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2009-05-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

12 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density141 /km²

Owner Occupied81%

Age Distribution

0-15 14%16-64 49%65+ 37%

View Area Profile

Schools Nearby

South Petherton Junior School
0.6 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Petherton Church of England Infants and Pre School
0.8 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Merriott Primary School
1.8 mi
Inspected as Merriott Primary School (URN 123654) on 21 Mar 2023
Hinton St George Church of England Primary School
2.1 mi
Good

0 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

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Plot 1 Northfield Lane
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April Cottage
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The Nuttery
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£780k
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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN