Oakcroft, Station Road, Chard Junction, Chard, TA20 4QJ

UPRN:30092073Semi-Detached HouseBeds -Built 1950-1966

FreeholdCouncil Tax: -EPC: E (49)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Oakcroft, Station Road, Chard Junction, Chard, TA20 4QJ

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£497,000

£472k - £522kHigh

Estimate

£497k

Range

£472k – £522k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

4.80%

Verdict

Derived from HomePortfolio scores

Oakcroft earns an INVESTIGATE rating with HP Score 65/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (15/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

15/ 100

Low

Transit & Bike

Transit 10Bike 24

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£499,950

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,200

Interest rate5.4%

Loan to value75%

Cash required: £166,283
Net cash flow: -£303/mo
Cash on cash: -2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.19 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£497,000

Rent Estimate (pcm)£2,000

Gross Yield4.80%

1y Growth+13.1%

3y Growth-4.3%

5y Growth+0.0%

10y Growth+3.5%

Last Sold Price£350,000 (2011-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideSignificant
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA20 4QJ

Approval Rate

-12mo

Development

low

26/02281/DOC1
Discharge of Condition No 5 (Tree and Hedgerow Protection) of Planning Application 21/03296/OUT and APP/E3335/W/23/3329095
Conditions
26/01742/DOC1
Discharge of Condition Numbers 9 (Bat Lighting), 10 (Foul and Surface Water Drainage), 12 (Parking and Surfaced Turning Spaces), 17 (Finished Floor Levels), 19 (Allocation Certificate) and 20 (SuDSs Monitoring and Maintenance) of planning application 25/00628/FUL
Conditions
26/01525/DPO
Application to modify a S106 Agreement between Somerset Council and Alan Peter Mear and Natalie Christine Mear and Lloyds Bank Plc and Crossman Acquisitions Dated 9th February 2024 relating to planning application 21/03296/OUT in relation to various matters, including removal of First Home requirements, removal of the Self-Build provisions, the extent of the LEAP buffers and adjustment of the PTP adoption requirements
Pending

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2011-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

13 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density99 /km²

Owner Occupied88%

Age Distribution

0-15 13%16-64 55%65+ 32%

View Area Profile

Schools Nearby

Tatworth Primary School
0.6 mi
Good
St Andrew's CofE Primary Academy
1.8 mi
Inspected as St Andrew's CofE Primary Academy (URN 141527) on 12 Mar 2024
Manor Court Community Primary School
2.1 mi
Good
Chard School
2.3 mi
Inspected by ISI

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

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West View
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Fair View
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Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN