11 Cumnock Terrace, Cumnock Road, Castle Cary, BA7 7HY

UPRN:30094172-Beds -Built 1900-1929

Tenure: -Council Tax: Band CEPC: E (41)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

11 Cumnock Terrace, Cumnock Road, Castle Cary, BA7 7HY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£397,000

£357k - £436kMedium

Estimate

£397k

Range

£357k – £436k

Rent Estimate (pcm)

£1,850

£2k - £2k

Monthly

£1,850

Yield

6.83%

Verdict

Derived from HomePortfolio scores

11 Cumnock Terrace earns an INVESTIGATE rating with HP Score 70/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (67/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

19/ 100

Moderate

Walkability

67/ 100

Moderate

Transit & Bike

Transit 13Bike 30

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesLead to verifyListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 18% above the ask. It ranks after every home whose inputs are verified.

Valuation edge0/15
claims [AVM +18.1% (MEDIUM)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 30094172· as of 10 Oct 2026
Rental economics13.6/40
gross yield 6.8%; range width penalty ×0.93; the estimate this rent rides on sits 18% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1850/mo (range 1700-1950)· as of 10 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this home· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -141/mo, -8% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 86 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity12.9/15
50 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£244,000£374,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£325,000

At the asking price

Monthly rent£1,850/mo

Evidenced range £1,700-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £105,050
Net cash flow: £184/mo
Cash on cash: 2.1%
Score at this price: 26

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30094172Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1850/mo (range 1700-1950)Rental economics · as of 10 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 18% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1850/mo (range 1700-1950)
Rental economics needs verification before you rely on it
sale estimate 18% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£397,000

Rent Estimate (pcm)£1,850

Gross Yield6.83%

1y Growth-

3y Growth-5.3%

5y Growth-4.3%

10y Growth+2.1%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseHigh

View Full Risk Report

Planning Activity

Recent Apps

0BA7 7HY

Approval Rate

-12mo

Development

low

26/02473/TCA
Notification of intent to fell No. 1 Yew Tree within a conservation area. Yew (T1) - Fell - heavily leaning over drive entrance and causing damage to retaining wall
Pending
26/02464/FUL
Alterations and extensions to The George Hotel, including change of use of existing flat and commercial premises to rear to C1 hotel use; Change of use of 1 Market Place from single dwelling to C1 hotel use with associated internal and external alterations; demolition and replacement of existing buildings to rear with new buildings to contain hotel lobby, restaurant, kitchen, plant room, and hotel accommodation; Associated landscape works; Temporary construction access track to the A371
Pending
26/02465/LBC
Internal and external alterations and extensions to The George Hotel; internal and external alterations to 1 Market Place to facilitate change of use; demolition and replacement of existing buildings to rear with new buildings to contain hotel lobby, restaurant, kitchen, plant room, and hotel accommodation.
Pending

View Planning Timeline

Ownership

Corporate Ownership72%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density2,142 /km²

Owner Occupied49%

Age Distribution

0-15 15%16-64 57%65+ 28%

View Area Profile

Schools Nearby

Ansford Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Castle Cary Community Primary School
0.5 mi
Inspected as Castle Cary Community Primary School (URN 123640) on 7 Dec 2021
Sexey's School
2.3 mi
Good
Ditcheat Primary School
2.5 mi
Report card2026
Ofsted no longer awards a single overall grade.

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Cumnock Terrace
-
£365k
-
9 Cumnock Terrace
-
£375k
-
High House, 12 Cumnock Terrace
-
£491k
-
7 Cumnock Terrace
-
£256k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN