31 High Street, Stoke-Sub-Hamdon, TA14 6PR

UPRN:30104734Terrace Property2 bedsBuilt before 1900

FreeholdCouncil Tax: Band BEPC: D (67)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

31 High Street, Stoke-Sub-Hamdon, TA14 6PR

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£248,000

£235k - £260kHigh

Estimate

£248k

Range

£235k – £260k

Rent Estimate (pcm)

£750

£700 - £850

Monthly

£750

Yield

3.83%

Verdict

Derived from HomePortfolio scores

31 High Street earns an INVESTIGATE rating with HP Score 79/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (85/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

79/ 100

Strong

Investment Score

53/ 100

Moderate

Crime Score

8/ 100

Low

Walkability

85/ 100

Excellent

Transit & Bike

Transit 5Bike 40

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 28 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +5.2% (HIGH), sold-comps -3.5%, £/sqft -3.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 30104734· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.6%· as of 30 Oct 2026
Rental economics0/40
gross yield 3.8%; range width penalty ×0.80
- valuation_snapshotsrent estimate 750/mo (range 700-850)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -570/mo, -76% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 28 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 155 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 28 Oct 2026
Risk & liquidity14.6/15
31 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£176,000£270,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£235,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£850

Interest rate5.4%

Loan to value75%

Cash required: £74,000
Net cash flow: -£274/mo
Cash on cash: -4.4%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.95 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30104734Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 7 comps, dispersion 12.6%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 750/mo (range 700-850)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 28 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 28 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 750/mo (range 700-850)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 155 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£248,000

Rent Estimate (pcm)£750

Gross Yield3.83%

1y Growth-

3y Growth+6.3%

5y Growth+4.1%

10y Growth+4.5%

Last Sold Price£139,000 (2017-09-29)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0TA14 6PR

Approval Rate

-12mo

Development

low

26/02460/TCA
Notification of intent to fell No 2 Conifer trees within a conservation area. T1 - Conifer, 6m in height. the tree is forming the end part of a hedge, this tree and the adjacent tree is responsible for cracking the small retaining wall along the road. Remove T2 - Conifer tree, 6m in height, forming the end part of a hedge, this tree is partly responsible for cracking the small retaining wall along the road. Remove
Pending
26/02363/NMA
Non Material Amendment to approved application 25/00326/FUL to amend the window and door opening positions for plot 2.
Approved
26/02247/LBC
Listed Building Application for internal first floor boarding repairs to master bedroom and adjoining first floor landing
Pending

View Planning Timeline

Ownership

Corporate Ownership70.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-09-29
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density491 /km²

Owner Occupied70%

Age Distribution

0-15 17%16-64 58%65+ 25%

View Area Profile

Schools Nearby

Castle Primary School
0.1 mi
Good
Stanchester Academy
1.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Norton Sub Hamdon Church School
1.0 mi
Inspected as Norton-sub-Hamdon Church of England Primary School (URN 123818) on 6 Dec 2022
Martock Church School
1.5 mi
Inspected as Martock Church of England VA Primary School (URN 123856) on 20 May 2025

1 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

57 High Street
-
£400k
-
51 High Street
-
£430k
-
61 High Street
-
£267k
-
The Old Barn, 17A High Street
-
£670k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN