5 Swandown Cottages London Lodge, Windwhistle, Cricket St Thomas, Chard, TA20 4DQ

UPRN:30127157Flat/MaisonetteBeds -Built 2007-2011

LeaseholdCouncil Tax: -EPC: D (59)

Data freshness:Listing· freshPrice Paid· freshPlanning· 3mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

5 Swandown Cottages London Lodge, Windwhistle, Cricket St Thomas, Chard, TA20 4DQ

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£419,000

£336k - £503kLow

Estimate

£419k

Range

£336k – £503k

Rent Estimate (pcm)

£2,400

£2k - £3k

Monthly

£2,400

Yield

9.76%

Verdict

Derived from HomePortfolio scores

5 Swandown Cottages London Lodge earns an INVESTIGATE rating with HP Score 53/100. Investment score 45/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (11/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

45/ 100

Mixed

Crime Score

11/ 100

Low

Walkability

11/ 100

Low

Transit & Bike

Transit 3Bike 16

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity
listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£295,000

At the asking price

Monthly rent£2,400/mo

Evidenced range £2,250-£2,550

Interest rate5.4%

Loan to value75%

Cash required: £94,550
Net cash flow: £666/mo
Cash on cash: 8.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.41 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£419,000

Rent Estimate (pcm)£2,400

Gross Yield9.76%

1y Growth+3.4%

3y Growth-4.3%

5y Growth+0.0%

10y Growth+3.5%

Last Sold Price£410,000 (2024-03-15)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1TA20 4DQ

Approval Rate

-12mo

Development

low

26/01633/S73
S73 application for the proposed variation of conditions 18 and 19 to allow the use of Lodges 2, 4, 12, 12A, 14, 17, 19 and 20 either for holiday purposes or as a sole or main residence. In relation to approval 10/02986/FUL as amended by 11/04152/S73 (Demolition of agricultural building and erection of 20 holiday lodges with reception/swimming pool building and associated access, service yard and building landscaping works)
Pending
25/02154/HOU
Single storey rear extension.
Conditions
24/02728/TPO
Application to Fell No. 1 Tree as shown within the South Somerset District Council (CHIL 1) 1992 Tree Preservation Order.
Rejected

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2024-03-15
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied76%

Age Distribution

0-15 12%16-64 53%65+ 35%

View Area Profile

Schools Nearby

Winsham Primary School
2.1 mi
Good
Hinton St George Church of England Primary School
2.9 mi
Good
Avishayes Community Primary School
3.0 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Herne View Church of England Primary
3.3 mi
Good

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Windwhistle Inn
-
£843k
-
Windwhistle Ridge
-
£1.38M
-
Swandown
-
£300k
-
Swandown
-
£330k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN