4 West Court, 140 Lexden Road, Colchester, CO3 4BN

UPRN:303000930Purpose Built Flat3 bedsBuilt 1967-1975

LeaseholdCouncil Tax: -EPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

4 West Court, 140 Lexden Road, Colchester, CO3 4BN

HP Score

/ 100

Mixed

Verdict

4 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£180,000

£171k - £189kHigh

Estimate

£180k

Range

£171k – £189k

Rent Estimate (pcm)

£900

£850 - £950

Monthly

£900

Yield

6.55%

Verdict

Derived from HomePortfolio scores

4 West Court earns an INVESTIGATE rating with HP Score 74/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (44/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

74/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

10/ 100

Low

Walkability

44/ 100

Mixed

Transit & Bike

Transit 15Bike 60

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£165,000

At the asking price

Monthly rent£900/mo

Evidenced range £850-£950

Interest rate5.4%

Loan to value75%

Cash required: £51,600
Net cash flow: £66/mo
Cash on cash: 1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.62 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£180,000

Rent Estimate (pcm)£900

Gross Yield6.55%

1y Growth-

3y Growth-2.5%

5y Growth+0.5%

10y Growth+2.1%

Last Sold Price£175,000 (2021-03-12)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0CO3 4BN

Approval Rate

-12mo

Development

low

261878
Demolition of existing outbuildings. Ground floor rear and side extension with part first floor rear extension. Remodelling of front elevation to replace high level cladding and flat roof over porch and bay window.
Pending
CC/COL/24/26/04/01
Details pursuant to Condition 4 - Construction Management Plan for planning application ref: CC/COL/24/26 (Demolition of an existing brickwork annex and construction of a single storey extension together with associated works)
Approved
261804
Applcation to discharge condition 6 of approved application 145199.
Pending

View Planning Timeline

Ownership

Corporate Ownership62%
Overseas OwnershipNo
Lease Term Remaining89 yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2021-03-12
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density2,459 /km²

Owner Occupied82%

Age Distribution

0-15 20%16-64 59%65+ 21%

View Area Profile

Schools Nearby

Home Farm Primary School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Lexden Primary School with Unit for Hearing Impaired Pupils
0.4 mi
Good
St Teresa's Catholic Primary School, Colchester
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Holmwood House School
0.6 mi
Inspected by ISI

5 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

West Court, 140 Lexden Road
-
£175k
-
West Court, 140 Lexden Road
-
£150k
-
West Court, 138 Lexden Road
-
£155k
-
West Court, 140 Lexden Road
-
£133k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN