Ray View, The Strood, Peldon, Colchester, CO5 7QL

UPRN:303002190Detached House4 bedsBuilt 1996-2002

FreeholdCouncil Tax: Band EEPC: D (62)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Ray View, The Strood, Peldon, Colchester, CO5 7QL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£788,000

£748k - £827kHigh

Estimate

£788k

Range

£748k – £827k

Rent Estimate (pcm)

£2,750

£2k - £3k

Monthly

£2,750

Yield

5.08%

Verdict

Derived from HomePortfolio scores

Ray View earns an INVESTIGATE rating with HP Score 59/100. Investment score 53/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (26/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

59/ 100

Mixed

Investment Score

53/ 100

Moderate

Crime Score

15/ 100

Low

Walkability

26/ 100

Low

Transit & Bike

Transit 6Bike 32

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£2,750/mo

Evidenced range £2,450-£3,100

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: -£290/mo
Cash on cash: -1.6%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.25 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£788,000

Rent Estimate (pcm)£2,750

Gross Yield5.08%

1y Growth-

3y Growth-1.3%

5y Growth+0.4%

10y Growth+2.3%

Last Sold Price£350,000 (2006-01-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0CO5 7QL

Approval Rate

-12mo

Development

low

261842
Retrospective application for Retention of existing detached garage/cart lodge with ancillary first-floor accommodation associated with Harris Barn, a Grade II listed building.
Pending
261843
Listed Building Application for Retrospective application for Retention of existing detached garage/cart lodge with ancillary first-floor accommodation associated with Harris Barn, a Grade II listed building.
Pending
261187
Conversion of an existing barn to create a residential dwelling on thefirst floor and non-residential space used in association with the management of the wider landholding on the ground floor, plus removal of modern extension and lean-to additions, and c
Pending

View Planning Timeline

Ownership

Corporate Ownership70.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2006-01-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied85%

Age Distribution

0-15 14%16-64 58%65+ 28%

View Area Profile

Schools Nearby

Langenhoe Community Primary School
1.8 mi
Inspected as Langenhoe Community Primary School (URN 114729) on 10 Jan 2023
Mersea Island School
2.0 mi
Good
Fingringhoe Church of England Voluntary Aided Primary School
3.1 mi
Good
Cherry Tree Academy
3.5 mi
Good

3 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bennysteins The Strood
-
£42k
-
Strood House The Strood
-
£510k
-
Strood House The Strood
-
£325k
-
Marsh Cottage The Strood
-
£735k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN