Chapel View, 13 Stanley Road, Wivenhoe, Colchester, CO7 9LP

UPRN:303004804Detached House4 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band FEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 4mo ago

Chapel View, 13 Stanley Road, Wivenhoe, Colchester, CO7 9LP

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

19 of 21 sources

Sale Estimate

£796,000

£756k - £836kHigh

Estimate

£796k

Range

£756k – £836k

Rent Estimate (pcm)

£3,500

£3k - £4k

Monthly

£3,500

Yield

5.25%

Verdict

Derived from HomePortfolio scores

Chapel View earns an INVESTIGATE rating with HP Score 78/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (63/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

67/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

63/ 100

Moderate

Transit & Bike

Transit 17Bike 45

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£800,000

At the asking price

Monthly rent£3,500/mo

Evidenced range £3,200-£3,800

Interest rate5.4%

Loan to value75%

Cash required: £271,300
Net cash flow: -£277/mo
Cash on cash: -1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.30 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£796,000

Rent Estimate (pcm)£3,500

Gross Yield5.25%

1y Growth-

3y Growth-3.5%

5y Growth+0.3%

10y Growth+2.4%

Last Sold Price£317,500 (2008-03-31)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1CO7 9LP

Approval Rate

-12mo

Development

low

261858
Application for approval of details reserved by condition 7 of application 251201
Pending
261798
1 - Eucalyptus Tree - Rear Garden, Rear Boundary, fell to ground level. Tree is dying back and has 2 Bracket Fungus at the base, which is rotting the Tree at the base hollow in places. Fell for safety as limb failure inenvitable.
Pending
261756
Alterations to chimney, re-roofing of existing side studio, replacement of conservatory with garden extension, with small veranda roof linking the two.
Pending

View Planning Timeline

Ownership

Corporate Ownership71.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-03-31
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

16 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£31,589

Population Density-

Owner Occupied73%

Age Distribution

0-15 18%16-64 58%65+ 24%

View Area Profile

Schools Nearby

Millfields Primary School
0.4 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Broomgrove Infant School
0.5 mi
GoodConcerns
Broomgrove Junior School
0.5 mi
Good
St Lawrence Church of England Primary School, Rowhedge
0.9 mi
-

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

42 Stanley Road
-
£420k
-
19 Stanley Road
-
£670k
-
48 Stanley Road
-
£550k
-
48A Stanley Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN