209 Loughborough Road, Ruddington, Nottingham, NG11 6NY

UPRN:3040006854Detached House4 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band FEPC: D (65)

Data freshness:Listing· freshOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

209 Loughborough Road, Ruddington, Nottingham, NG11 6NY

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£884,000

£795k - £972kMedium

Estimate

£884k

Range

£795k – £972k

Rent Estimate (pcm)

£3,700

£3k - £4k

Monthly

£3,700

Yield

16.91%

Verdict

Derived from HomePortfolio scores

209 Loughborough Road earns an INVESTIGATE rating with HP Score 76/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

76/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

23/ 100

Moderate

Walkability

62/ 100

Moderate

Transit & Bike

Transit 23Bike 44

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

4 live new-build plots advertised against one placeholder UPRN (£210,000-£650,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£262,500

At the asking price

Monthly rent£3,700/mo

Evidenced range £3,350-£4,050

Interest rate5.4%

Loan to value75%

Cash required: £83,175
Net cash flow: £1,676/mo
Cash on cash: 24.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 4.18 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£884,000

Rent Estimate (pcm)£3,700

Gross Yield16.91%

1y Growth-

3y Growth-1.6%

5y Growth+2.4%

10y Growth+5.7%

Last Sold Price£850,000 (2022-07-14)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

5NG11 6NY

Approval Rate

100%12mo

Development

low

26/01906/PAM
Prior approval for the change of use of existing first-floor office accommodation (Class E) to form one self-contained one-bedroom, two-person dwelling (Class C3), with no external alterations.
Pending
26/01753/FUL
Single storey front extension with two rooflights
Pending
26/01619/DISCON
Discharge Conditions 3 (Preliminary Risk Assessment) and 4 (Materials) from planning application 25/02072/FUL
Pending

View Planning Timeline

Ownership

Corporate Ownership61.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2022-07-14
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

18 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,705

Population Density-

Owner Occupied81%

Age Distribution

0-15 15%16-64 56%65+ 29%

View Area Profile

Schools Nearby

Easthorpe School
0.4 mi
Outstanding
James Peacock Infant and Nursery School
0.5 mi
Good
St Peter's CofE Junior School
0.7 mi
Report card2025
Ofsted no longer awards a single overall grade.
Nethergate Academy
1.4 mi
Outstanding

3 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

211 Loughborough Road
-
£1.43M
-
211 Loughborough Road
-
£5.20M
-
209 Loughborough Road
-
£850k
-
205 Loughborough Road
-
£500k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN