8 Ivy Row, Whatton, Nottingham, NG13 9EY

UPRN:3040045541End Terrace House3 bedsBuilt before 1900

FreeholdCouncil Tax: Band CEPC: E (53)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

8 Ivy Row, Whatton, Nottingham, NG13 9EY

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£253,000

£240k - £266kHigh

Estimate

£253k

Range

£240k – £266k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

8.16%

Verdict

Derived from HomePortfolio scores

8 Ivy Row earns an INVESTIGATE rating with HP Score 62/100. Investment score 56/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (18/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

62/ 100

Mixed

Investment Score

56/ 100

Moderate

Crime Score

21/ 100

Moderate

Walkability

18/ 100

Low

Transit & Bike

Transit 7Bike 24

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Reduced confidence2 independent sourcesListing checked 5 Nov 2026

Fewer independent sources agree, or a component could not be scored.

Valuation edge0/15
claims [AVM +1.2% (HIGH), sold-comps -6.4%, £/sqft -6.6%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 3040045541· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.1%· as of 28 Oct 2026
Rental economics25.3/40
gross yield 8.2%; range width penalty ×1.00
- valuation_snapshotsrent estimate 1700/mo (range 1650-1800)· as of 13 Oct 2026· verify before relying on this
- listing_factslisting text signals condition works - budget before trusting any yield· as of 5 Nov 2026· verify before relying on this
Stress margin3.8/30
stressed cash flow +65/mo, +4% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); passes the stress
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 44 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
269 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivityScores 70+ up to £200,000

£187,500£287,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£249,950

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,650-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £78,785
Net cash flow: £333/mo
Cash on cash: 5.1%
Score at this price: 44

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.02 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 3040045541Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 20.1%Valuation edge · as of 28 Oct 2026
valuation_snapshotsrent estimate 1700/mo (range 1650-1800)Rental economics · as of 13 Oct 2026 · verify before relying on this
listing_factslisting text signals condition works - budget before trusting any yieldRental economics · as of 5 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 5 Nov 2026

Risks

What could kill this deal

Score confidence is reduced
fewer independent sources agree, or a component could not be scored
Rental economics needs verification before you rely on it
rent estimate 1700/mo (range 1650-1800)
Rental economics needs verification before you rely on it
listing text signals condition works - budget before trusting any yield

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Set your walk-away price before viewing - above £200,000 the deal stops scoring well.
Computed by re-running the score at higher prices.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£253,000

Rent Estimate (pcm)£1,700

Gross Yield8.16%

1y Growth-

3y Growth-3.6%

5y Growth+0.3%

10y Growth+2.9%

Last Sold Price£185,000 (2019-02-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0NG13 9EY

Approval Rate

-12mo

Development

low

26/01851/VAR
Variation of condition of condition 2 (Plans) for 22/00721/FUL for the removal/rebuilding of two of the existing four walls, excavation of the existing floor, replacement/reconstruction of the roof, extend the garage conversion by 2 metres
Pending
26/01443/FUL
Removal of existing timber garage and replacement with a timber frame building
Conditions
26/00848/FUL
Garage conversion, 5m extension and raising of roof to create new living accommodation.
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.5%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2019-02-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

17 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,705

Population Density-

Owner Occupied82%

Age Distribution

0-15 12%16-64 65%65+ 23%

View Area Profile

Schools Nearby

Archbishop Cranmer Church of England Academy
0.6 mi
Outstanding
Carnarvon Primary School
1.9 mi
Good
Orston Primary School
2.0 mi
Inspected as Orston Primary School (URN 122668) on 17 Jan 2023
Robert Miles Junior School
2.5 mi
Inspected as Robert Miles Junior School (URN 122685) on 20 Jun 2013

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

11 Ivy Row
-
£195k
-
7 Ivy Row
-
£250k
-
8 Ivy Row
-
£185k
-
5 Ivy Row
-
£195k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN