The Covert, Sutton Lane, Elton, Nottingham, NG13 9LA

UPRN:3040056443Detached House4 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band FEPC: C (80)

Data freshness:Listing· freshOwnership· freshEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

The Covert, Sutton Lane, Elton, Nottingham, NG13 9LA

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£837,000

£795k - £879kHigh

Estimate

£837k

Range

£795k – £879k

Rent Estimate (pcm)

£2,650

£2k - £3k

Monthly

£2,650

Yield

3.98%

Verdict

Derived from HomePortfolio scores

The Covert earns an INVESTIGATE rating with HP Score 60/100. Investment score 55/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

55/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 5Bike 22

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£799,950

At the asking price

Monthly rent£2,650/mo

Evidenced range £2,300-£2,950

Interest rate5.4%

Loan to value75%

Cash required: £271,283
Net cash flow: -£865/mo
Cash on cash: -3.8%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.98 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£837,000

Rent Estimate (pcm)£2,650

Gross Yield3.98%

1y Growth-

3y Growth-3.6%

5y Growth+0.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

6NG13 9LA

Approval Rate

0%12mo

Development

low

26/01330/FUL
Change of use on land at Jansons Fishery from agricultural to F2(c) Outdoor Sport with the associated car parking, access and storage facilities.
Pending
26/01169/DISCON
Discharge of condition 3 (Materials), 4 (Landscaping), 5 (Boundary treatment), 6 (Arboriculture), 7 (Bats), 8 (External Lightning), 9 (Ecology), 10 (Water efficiency), 11 (Foul/Surface Water), 12 (Driveway), 13 (Verge Crossing), 14 (EVCP) and 15 (Air source heat pump) for 24/00267/FUL
Conditions
`26/01169/DISCON
Discharge of condition 3 (Materials), 4 (Landscaping), 5 (Boundary treatment), 6 (Arboriculture), 7 (Bats), 8 (External Lightning), 9 (Ecology), 10 (Water efficiency), 11 (Foul/Surface Water), 12 (Driveway), 13 (Verge Crossing), 14 (EVCP) and 15 (Air source heat pump) for 24/00267/FUL
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

7 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,705

Population Density46 /km²

Owner Occupied82%

Age Distribution

0-15 16%16-64 58%65+ 26%

View Area Profile

Schools Nearby

Orston Primary School
1.5 mi
Inspected as Orston Primary School (URN 122668) on 17 Jan 2023
Archbishop Cranmer Church of England Academy
1.8 mi
Outstanding
The Priory Belvoir Academy
2.3 mi
Good
Bottesford Church of England Primary School
2.3 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Spinney Sutton Lane
-
£840k
-
Manor Lodge Sutton Lane
-
£375k
-
The Spinney Sutton Lane
-
£660k
-
Sadlers Barn Sutton Lane
-
£460k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN