16 Westminster Drive, Radcliffe-on-Trent, Nottingham, NG12 2NL

UPRN:3040060051Detached House5 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band GEPC: C (73)

Data freshness:Listing· freshOwnership· 1mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 6mo ago

16 Westminster Drive, Radcliffe-on-Trent, Nottingham, NG12 2NL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£842,000

£800k - £884kHigh

Estimate

£842k

Range

£800k – £884k

Rent Estimate (pcm)

£3,650

£3k - £4k

Monthly

£3,650

Yield

6.74%

Verdict

Derived from HomePortfolio scores

16 Westminster Drive earns an INVESTIGATE rating with HP Score 63/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (9/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

63/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

5/ 100

Low

Walkability

9/ 100

Low

Transit & Bike

Transit 4Bike 27

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 5 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 23% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +22.8% (HIGH), sold-comps +9.0%, £/sqft +9.0%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Nov 2026
- valuation_snapshotsestimate for 3040060051· as of 9 Nov 2026
- property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3.7%· as of 30 Oct 2026
Rental economics11.7/40
gross yield 6.7%; range width penalty ×0.84; the estimate this rent rides on sits 23% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 3650/mo (range 3300-3950)· as of 9 Nov 2026· verify before relying on this
- valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this home· as of 9 Nov 2026· verify before relying on this
Stress margin0/30
stressed cash flow -189/mo, -5% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 5 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 60 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 5 Nov 2026
Risk & liquidity14.6/15
465 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£487,500£747,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£650,000

At the asking price

Monthly rent£3,650/mo

Evidenced range £3,300-£3,950

Interest rate5.4%

Loan to value75%

Cash required: £218,800
Net cash flow: £333/mo
Cash on cash: 1.8%
Score at this price: 29

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.66 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 3040060051Valuation edge · as of 9 Nov 2026
property_comparablessold-evidence family (implied value + £/sqft): 8 comps, dispersion 3.7%Valuation edge · as of 30 Oct 2026
valuation_snapshotsrent estimate 3650/mo (range 3300-3950)Rental economics · as of 9 Nov 2026 · verify before relying on this
valuation_snapshotssale estimate 23% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 9 Nov 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 3650/mo (range 3300-3950)
Rental economics needs verification before you rely on it
sale estimate 23% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£842,000

Rent Estimate (pcm)£3,650

Gross Yield6.74%

1y Growth-

3y Growth-2.2%

5y Growth+0.8%

10y Growth+2.9%

Last Sold Price£465,000 (2008-05-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

3NG12 2NL

Approval Rate

-12mo

Development

low

26/01813/TPO
Trees: (Ash) x 3 - Fell, (Elder Tree) - Fell, (Horse Chestnut) - Canopy overhang to be cut back by 1.5 metres.
Pending
26/01632/NMA
Non material amendment for 22/01600/REM to swap Plots 57 & 62 from BKL to ACB, FLH cell updated (internal and external adjustments), HTL cell updated (internal and external adjustments) CBN cell updated (internal and external adjustments), boxed fascia detail adjusted to clipped fascia with brick corbelled eaves.
Pending
26/01620/TPO
T1 (English Oak) - Crown lift to approximately 6 metres. Remove epicormic growth. Reduce the limb between the two houses back to a suitable growth point away from the carport. Remove deadwood. T2 (Common Ash) - Remove deadwood. Remove epicormic growth where present and appropriate. T3 (Common Beech) - Remove deadwood. Remove epicormic growth where present and appropriate. T4 (English Oak) - Prune back the lower limb growing towards the property. Remove deadwood. T5 (Copper Beech) - Crown lift to approximately 4 metres. T6 (English Oak) - Remove deadwood. Remove epicormic growth where present and appropriate.
Pending

View Planning Timeline

Ownership

Corporate Ownership66.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2008-05-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,705

Population Density679 /km²

Owner Occupied87%

Age Distribution

0-15 15%16-64 60%65+ 25%

View Area Profile

Schools Nearby

Radcliffe-on-Trent Infant and Nursery School
0.9 mi
Good
South Nottinghamshire Academy
1.1 mi
Good
Radcliffe-on-Trent Junior School
1.2 mi
Good
Bingham Primary School
2.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.

1 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

19 Westminster Drive
-
£307k
-
7 Westminster Drive
-
£300k
-
2 Westminster Drive
-
£660k
-
3 Westminster Drive
-
£325k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN