16 Penson Gardens, Bingham, Nottingham, NG13 7AL

UPRN:3040093465Detached House5 bedsBuilt 2021

FreeholdCouncil Tax: Band FEPC: B (86)

Data freshness:Listing· freshPlanning· 4mo agoOwnership· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 2mo agoArea· Census 2021Council Tax· 1mo ago

16 Penson Gardens, Bingham, Nottingham, NG13 7AL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£553,000

£525k - £581kHigh

Estimate

£553k

Range

£525k – £581k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

3.78%

Verdict

Derived from HomePortfolio scores

16 Penson Gardens earns an INVESTIGATE rating with HP Score 69/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (40/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

68/ 100

Moderate

Crime Score

32/ 100

Moderate

Walkability

40/ 100

Mixed

Transit & Bike

Transit 13Bike 28

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£555,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,500-£1,950

Interest rate5.4%

Loan to value75%

Cash required: £185,550
Net cash flow: -£662/mo
Cash on cash: -4.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.93 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£553,000

Rent Estimate (pcm)£1,750

Gross Yield3.78%

1y Growth+2.4%

3y Growth-3.6%

5y Growth+0.3%

10y Growth+2.9%

Last Sold Price£579,995 (2023-04-05)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NG13 7AL

Approval Rate

-12mo

Development

low

26/01252/SCREIA
Request for an Environmental Impact Assessment Screening Opinion under Regulation 6 of the Town and Country Planning (Environmental Impact Assessment) Regulations 2017 pertaining to a Hybrid application comprising full application for access and infrastructure works including provision of part of internal estate road, landscaping details on part of employment site and initial drainage works. Outline application with all matters other than access reserved for erection of employment buildings (use class e(g)(i, ii & iii), b2, b8) service yard areas and associated works.
Pending
26/01245/HYBRID
Hybrid application comprising full application for access and infrastructure works including provision of part of internal estate road, landscaping details on part of employment site and initial drainage works. Outline application with all matters other than access reserved for erection of employment buildings (use class e(g)(i, ii & iii), b2, b8) service yard areas and associated works.
Pending
26/01064/FUL
single storey flat roof extension and raised seating deck
Conditions

View Planning Timeline

Ownership

Corporate Ownership72.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2023-04-05
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£36,705

Population Density493 /km²

Owner Occupied69%

Age Distribution

0-15 24%16-64 66%65+ 10%

View Area Profile

Schools Nearby

Bingham Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Robert Miles Infant School
0.6 mi
Good
Robert Miles Junior School
0.7 mi
Inspected as Robert Miles Junior School (URN 122685) on 20 Jun 2013
Toot Hill School
0.9 mi
Good

1 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Penson Gardens
-
£445k
-
20 Penson Gardens
-
£405k
-
28 Penson Gardens
-
£450k
-
30 Penson Gardens
-
£380k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN