Brindle Cottage, Clay Lane, Lower Chillington, Ilminster, TA19 0PU

UPRN:30507901Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: E (43)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Brindle Cottage, Clay Lane, Lower Chillington, Ilminster, TA19 0PU

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£740,000

£703k - £777kHigh

Estimate

£740k

Range

£703k – £777k

Rent Estimate (pcm)

£2,150

£2k - £2k

Monthly

£2,150

Yield

3.56%

Verdict

Derived from HomePortfolio scores

Brindle Cottage earns an INVESTIGATE rating with HP Score 50/100. Investment score 41/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

50/ 100

Mixed

Investment Score

41/ 100

Mixed

Crime Score

11/ 100

Low

Walkability

0/ 100

Low

Transit & Bike

Transit 15Bike 21

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM +2.0% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 30507901· as of 13 Oct 2026
Rental economics0/40
gross yield 3.6%; range width penalty ×0.73
- valuation_snapshotsrent estimate 2150/mo (range 1900-2400)· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,608/mo, -75% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 129 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
159 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£544,000£833,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£725,000

At the asking price

Monthly rent£2,150/mo

Evidenced range £1,900-£2,400

Interest rate5.4%

Loan to value75%

Cash required: £245,050
Net cash flow: -£958/mo
Cash on cash: -4.7%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.88 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30507901Valuation edge · as of 13 Oct 2026
valuation_snapshotsrent estimate 2150/mo (range 1900-2400)Rental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2150/mo (range 1900-2400)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 129 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£740,000

Rent Estimate (pcm)£2,150

Gross Yield3.56%

1y Growth-

3y Growth-0.2%

5y Growth-0.4%

10y Growth+3.2%

Last Sold Price£375,000 (2020-10-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0TA19 0PU

Approval Rate

-12mo

Development

low

26/02118/AGN
Application for prior notification of forestry development for the erection of a barn and hard standing.
Approved
26/01181/DOC1
Discharge of Condition No's 09 (lighting design), 11 (bat licence), 12 (bat box), 13 (bat roof design), 14 (heras fencing), 15 (BEP), 16 (CEMP), and 17 (LEMP) of planning consent 23/02156/FUL
Pending
26/00920/AGN
Notification of intent to erect a timber frame building, 4.2m to the eaves, no more than 6m to the ridge, 6.1m in width and 25m in length. The roof will be Juniper green in colour and corrugated profile. 3 of the 4 sides will be clad, the front will remain open, the sides will clad in douglas fir or larch 200mm board and left to naturally age. There will be 5 bays in total.
Approved

View Planning Timeline