Thatchcroft, Moor Lane, Watergore, South Petherton, TA13 5JQ

UPRN:30509425Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: D (57)

Data freshness:Listing· freshPrice Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Thatchcroft, Moor Lane, Watergore, South Petherton, TA13 5JQ

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

16 of 21 sources

Sale Estimate

£537,000

£483k - £590kMedium

Estimate

£537k

Range

£483k – £590k

Rent Estimate (pcm)

£1,550

£1k - £2k

Monthly

£1,550

Yield

4.13%

Verdict

Derived from HomePortfolio scores

Thatchcroft earns an INVESTIGATE rating with HP Score 66/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (28/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

12/ 100

Low

Walkability

28/ 100

Low

Transit & Bike

Transit 6Bike 34

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 16% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +16.2% (MEDIUM), sold-comps +24.7%, £/sqft +24.8%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 13 Oct 2026
- valuation_snapshotsestimate for 30509425· as of 13 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 4.8%· as of 3 Nov 2026
Rental economics0/40
gross yield 4.1%; range width penalty ×0.62; the estimate this rent rides on sits 16% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 1550/mo (range 1300-1750)· as of 13 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this home· as of 13 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -889/mo, -57% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 58 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity12.9/15
52 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£337,500£517,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£1,550/mo

Evidenced range £1,300-£1,750

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: -£446/mo
Cash on cash: -3.6%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.02 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30509425Valuation edge · as of 13 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 9 comps, dispersion 4.8%Valuation edge · as of 3 Nov 2026
valuation_snapshotsrent estimate 1550/mo (range 1300-1750)Rental economics · as of 13 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 16% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 13 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advert

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1550/mo (range 1300-1750)
Rental economics needs verification before you rely on it
sale estimate 16% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
4. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Valuation & Market

Sale Estimate£537,000

Rent Estimate (pcm)£1,550

Gross Yield4.13%

1y Growth-

3y Growth-5.2%

5y Growth+0.9%

10y Growth+3.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

1TA13 5JQ

Approval Rate

-12mo

Development

low

26/02513/S73A
S73A Application to vary Condition 02 (approved plans) for a revised house design at Plot 1 only relating to planning consent 20/02192/FUL; The erection of 2 dwellings and associated works
Pending
26/02508/DOC1
Discharge of Conditions No.09 (lighting) and No.13 (BEP) of planning application 18/03739/FUL
Pending
26/02458/TPO
Application to carry out Tree Surgery Works to No 2 Tree's as shown within the South Somerset District Council (SOPE 2) 2018 and (SOPE 2) 2018 Tree preservation orders Black pine T2 - remove 3x lowest branches over the highway Monterey pine T7 - remove broken / storm damaged branches and major deadwood
Pending

View Planning Timeline

Ownership

Corporate Ownership81%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density141 /km²

Owner Occupied81%

Age Distribution

0-15 14%16-64 49%65+ 37%

View Area Profile

Schools Nearby

South Petherton Junior School
0.5 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
South Petherton Church of England Infants and Pre School
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Shepton Beauchamp Church School
1.9 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Merriott Primary School
2.1 mi
Inspected as Merriott Primary School (URN 123654) on 21 Mar 2023

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Whin-Sill
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£240k
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Moondown
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£320k
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Deep Well Cottage
-
£175k
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9
-
£450k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN