Stoke Cottage, Stoke Hill, Stoney Stoke, Wincanton, BA9 8HY

UPRN:30514176Detached HouseBeds -Built before 1900

Tenure: -Council Tax: -EPC: F (24)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Stoke Cottage, Stoke Hill, Stoney Stoke, Wincanton, BA9 8HY

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£809,000

£728k - £890kMedium

Estimate

£809k

Range

£728k – £890k

Rent Estimate (pcm)

£2,600

£2k - £3k

Monthly

£2,600

Yield

5.57%

Verdict

Derived from HomePortfolio scores

Stoke Cottage earns an INVESTIGATE rating with HP Score 53/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (0/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

53/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

0/ 100

Low

Transit & Bike

Transit 14Bike 17

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence1 independent sourceLead to verifyListing checked 2 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Check before relying on this score: the estimate sits 31% above the ask. It ranks after every home whose inputs are verified.

Valuation edge2.5/15
claims [AVM +30.8% (MEDIUM), sold-comps +27.3%, £/sqft +27.2%] → measured edge +0.50pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (MEDIUM confidence) · snapshot 12 Oct 2026
- valuation_snapshotsestimate for 30514176· as of 12 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 5%· as of 31 Oct 2026
Rental economics3.2/40
gross yield 5.6%; range width penalty ×0.70; the estimate this rent rides on sits 31% above the ask - check the rent describes the advertised home
- valuation_snapshotsrent estimate 2600/mo (range 2250-2900)· as of 12 Oct 2026· verify before relying on this
- valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this home· as of 12 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -582/mo, -22% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 2 Nov 2026
Seller motivationNot scored
context, not scored: 0 price cut(s), 43 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 2 Nov 2026
Risk & liquidity12.8/15
97 sales/12mo in area; valuation range width 20%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£420,000£644,000

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£560,000

At the asking price

Monthly rent£2,600/mo

Evidenced range £2,250-£2,900

Interest rate5.4%

Loan to value75%

Cash required: £187,300
Net cash flow: -£90/mo
Cash on cash: -0.6%
Score at this price: 18

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30514176Valuation edge · as of 12 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 3 comps, dispersion 5%Valuation edge · as of 31 Oct 2026
valuation_snapshotsrent estimate 2600/mo (range 2250-2900)Rental economics · as of 12 Oct 2026 · verify before relying on this
valuation_snapshotssale estimate 31% above the ask on the same snapshot - verify the rent describes this homeRental economics · as of 12 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 2 Nov 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 2600/mo (range 2250-2900)
Rental economics needs verification before you rely on it
sale estimate 31% above the ask on the same snapshot - verify the rent describes this home

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The market estimate this rent rides on sits far above the asking price, so the rent may describe a different home.
2. Treat the gap to the estimate as unproven - compare recent sold prices on the street yourself before pricing an offer around it.
On later completions, homes listed below their estimate sold at the same share of the asking price as the rest.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£809,000

Rent Estimate (pcm)£2,600

Gross Yield5.57%

1y Growth-

3y Growth-3.1%

5y Growth+1.4%

10y Growth+2.7%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0BA9 8HY

Approval Rate

-12mo

Development

low

26/00816/S73A
Variation of Condition 11 and removal of Condition 13 of planning permission 19/01133/FUL as varied by 20/00735/S73A to allow the retention of the original farmhouse and amended landscaping strategy as implemented
Conditions
26/00259/FUL
Change of use of land to residential use, change of use and conversion of agricultural building to form an annexe and incidental accommodation and associated landscaping
Conditions
25/03055/S73
S73 Application to allow an additional three years for completion of the conversion of an agricultural barn to five dwellings approved under 23/00769/PAMB - see Planning Statement for full details
Conditions

View Planning Timeline

Ownership

Corporate Ownership75.3%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density30 /km²

Owner Occupied75%

Age Distribution

0-15 16%16-64 56%65+ 28%

View Area Profile

Schools Nearby

King's Bruton
2.2 mi
Inspected by ISI
Our Lady of Mount Carmel Catholic Primary
2.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
King Arthur's School
2.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Sexey's School
2.3 mi
Good

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

The Old Smithy
-
£815k
-
Trendle
-
£583k
-
Dairy Cottage
-
£345k
-
Lilycombe
-
£395k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN