Sunshine Cottage, Folly Road, Stembridge, Martock, TA12 6BL

UPRN:30514894Detached House3 bedsBuilt before 1900

FreeholdCouncil Tax: -EPC: F (26)

Data freshness:Price Paid· freshPlanning· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Sunshine Cottage, Folly Road, Stembridge, Martock, TA12 6BL

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£361,000

£343k - £379kHigh

Estimate

£361k

Range

£343k – £379k

Rent Estimate (pcm)

£900

£750 - £1k

Monthly

£900

Yield

2.96%

Verdict

Derived from HomePortfolio scores

Sunshine Cottage earns an INVESTIGATE rating with HP Score 60/100. Investment score 41/100 reflects below-average fundamentals. Crime intensity is very low. Walkability is limited (14/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

60/ 100

Mixed

Investment Score

41/ 100

Mixed

Crime Score

13/ 100

Low

Walkability

14/ 100

Low

Transit & Bike

Transit 3Bike 20

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 30 Oct 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -1.1% (HIGH), sold-comps -60.1%, £/sqft -60.4%] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 9 Oct 2026
- valuation_snapshotsestimate for 30514894· as of 9 Oct 2026
- property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.2%· as of 21 Oct 2026
Rental economics0/40
gross yield 3.0%; range width penalty ×0.53
- valuation_snapshotsrent estimate 900/mo (range 750-1050)· as of 9 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -1,008/mo, -112% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 30 Oct 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 462 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 30 Oct 2026
Risk & liquidity14.6/15
67 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£274,000£419,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£365,000

At the asking price

Monthly rent£900/mo

Evidenced range £750-£1,050

Interest rate5.4%

Loan to value75%

Cash required: £119,050
Net cash flow: -£609/mo
Cash on cash: -6.1%
Score at this price: 15

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.73 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 30514894Valuation edge · as of 9 Oct 2026
property_comparablessold-evidence family (implied value + £/sqft): 12 comps, dispersion 21.2%Valuation edge · as of 21 Oct 2026
valuation_snapshotsrent estimate 900/mo (range 750-1050)Rental economics · as of 9 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 30 Oct 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 30 Oct 2026

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 900/mo (range 750-1050)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 462 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£361,000

Rent Estimate (pcm)£900

Gross Yield2.96%

1y Growth-

3y Growth-3.5%

5y Growth-1.3%

10y Growth+2.2%

Last Sold Price£301,500 (2021-04-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

2TA12 6BL

Approval Rate

-12mo

Development

low

26/01684/S73
S73 Application to vary Condition 02 (approved plans), 04 (materials), 05 (boundaries), 07 (landscaping), 20 (Access surfacing) and 22 (highways construction) to allow minor amendments arising from the progression of the detailed design relating to planning consent 20/02724/FUL; Demolition of agricultural buildings, alterations to access and erection of three dwellings with garages, and garage for existing dwelling.
Pending
26/01598/HOU
Proposed first floor extension and associated internal alterations
Pending
26/01327/DOC1
Discharge of Conditions No.09 (Vegetation Clearance), No.10 (Removal of Hedgerows), No.11 (Vegetation Clearance and Maintenance), No.12 (Bat License), No.13 (Bat Details), No.14 (BEMP), No.18 (CEMP), No.21 (Surface Water Drainage), No.24 (Access), No.26 (Cycle Parking and Bin Stores), No.27 (Drainage Scheme), No.28 (Site Waste Management Statement) of planning application 20/02724/FUL
Conditions

View Planning Timeline

Ownership

Corporate Ownership74.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2021-04-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

3 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,908

Population Density-

Owner Occupied78%

Age Distribution

0-15 13%16-64 57%65+ 30%

View Area Profile

Schools Nearby

Kingsbury Episcopi Primary School
0.3 mi
Good
Hambridge Community Primary School
2.0 mi
Good
Martock Church School
2.3 mi
Inspected as Martock Church of England VA Primary School (URN 123856) on 20 May 2025
South Petherton Church of England Infants and Pre School
2.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Bramley House
-
£475k
-
Bramley House
-
£470k
-
Arladene
-
£405k
-
Sunshine Cottage
-
£302k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN