Flat 3, 1 Send Road, Caversham, Reading, RG4 8EH

UPRN:310053836Converted Flat1 bedsBuilt 1900-1929

LeaseholdCouncil Tax: Band BEPC: C (75)

Data freshness:Listing· freshPrice Paid· freshEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

Flat 3, 1 Send Road, Caversham, Reading, RG4 8EH

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£206,000

£185k - £226kMedium

Estimate

£206k

Range

£185k – £226k

Rent Estimate (pcm)

£900

£800 - £950

Monthly

£900

Yield

1.80%

Verdict

Derived from HomePortfolio scores

Flat 3 earns an INVESTIGATE rating with HP Score 78/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is low. Walkability is good (71/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is leasehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

25/ 100

Moderate

Walkability

71/ 100

High

Transit & Bike

Transit 21Bike 61

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is a house but the valuation basis is the whole flat at this UPRN - value evidence is not comparable

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£600,000

At the asking price

Monthly rent£900/mo

Evidenced range £800-£950

Interest rate5.4%

Loan to value75%

Cash required: £201,300
Net cash flow: -£1,402/mo
Cash on cash: -8.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.44 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£206,000

Rent Estimate (pcm)£900

Gross Yield1.80%

1y Growth+1.0%

3y Growth-1.2%

5y Growth+0.8%

10y Growth+1.9%

Last Sold Price£116,000 (2002-11-08)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

1RG4 8EH

Approval Rate

100%12mo

Development

low

PL/26/1467
Discharge of condition 29 (boundary treatment details) of planning permission PL/23/1673, as granted on 27/03/2024.
Pending
PL/26/1462
Proposed rear extensions with garage conversion on the ground floor.
Pending
PL/26/1335
Change of Use of detached outbuilding part of 414 Gosbrook Road, to vehicle sales (Sui Generis)
Pending

View Planning Timeline

Ownership

Corporate Ownership76.1%
Overseas OwnershipNo
Lease Term Remaining999+ yrs
CovenantsRestrictive
Lease TypeLeasehold
Last Ownership Change2002-11-08
SourceLand Registry

View Ownership Details

Connectivity

Broadband (-)

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£35,454

Population Density4,275 /km²

Owner Occupied58%

Age Distribution

0-15 15%16-64 74%65+ 11%

View Area Profile

Schools Nearby

New Bridge Nursery School
0.0 mi
Outstanding
St Anne's Catholic Primary School
0.3 mi
-
Caversham Nursery School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Thameside Primary School
0.4 mi
-

2 of 8 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

1 Send Road
-
£183k
-
23 Send Road
-
£256k
-
15 Send Road
-
£200k
-
1 Send Road
-
£185k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN