106 Richards Road, Tipton, DY4 9LU

UPRN:32028792Terrace Property3 bedsBuilt 1930-1949

FreeholdCouncil Tax: Band AEPC: C (74)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£226,000

£214k - £237kHigh

Estimate

£226k

Range

£214k – £237k

Rent Estimate (pcm)

£1,500

£1k - £2k

Monthly

£1,500

Yield

9.00%

Verdict

Derived from HomePortfolio scores

106 Richards Road earns an INVESTIGATE rating with HP Score 66/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (62/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

66/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

51/ 100

Elevated

Walkability

62/ 100

Moderate

Transit & Bike

Transit 59Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£200,000-£230,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£200,000

At the asking price

Monthly rent£1,500/mo

Evidenced range £1,450-£1,600

Interest rate5.4%

Loan to value75%

Cash required: £62,800
Net cash flow: £363/mo
Cash on cash: 6.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.22 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£226,000

Rent Estimate (pcm)£1,500

Gross Yield9.00%

1y Growth-

3y Growth+4.4%

5y Growth+6.0%

10y Growth+5.8%

Last Sold Price£93,000 (2016-12-13)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY4 9LU

Approval Rate

-12mo

Development

low

26/00950/PDPA
Single-storey rear extension with a maximum rearward projection of 6m beyond the rear wall of the original dwellinghouse, a maximum height of 3.30m and an eaves height of 3.30m.
Pending
26/00944/TR
Fell two Lombardy Poplar.
Pending
DOC/26/01050
Proposed discharge of conditions 3, 4, 5, 6, 7, 8, 9, 10, 11 and 14 of planning permission DC/25/71286.
Approved

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-12-13
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density-

Owner Occupied33%

Age Distribution

0-15 20%16-64 65%65+ 15%

View Area Profile

Schools Nearby

Wednesbury Oak Academy
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Glebefields Primary School
0.3 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
Wallbrook Primary Academy
0.5 mi
Good
St Martin's Church of England Primary School
0.5 mi
Good

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

112 Richards Road
-
£60k
-
120 Richards Road
-
£120k
-
106 Richards Road
-
£93k
-
106 Richards Road
-
£68k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN