19 Farm Road, Rowley Regis, B65 8ER

UPRN:32033239Mid Terrace House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band BEPC: C (77)

Data freshness:Price Paid· freshPlanning· 4mo agoEPC· 2mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

3 days ago

Verdict: AVOID, on a scale of Buy, Investigate, Avoid.
Significant risk factors

Evidence

19 of 21 sources

Sale Estimate

£213,000

£192k - £234kMedium

Estimate

£213k

Range

£192k – £234k

Rent Estimate (pcm)

£1,450

£1k - £2k

Monthly

£1,450

Yield

7.91%

Verdict

Derived from HomePortfolio scores

19 Farm Road earns an AVOID rating with HP Score 78/100. Investment score 70/100 reflects moderate fundamentals. Crime intensity is low. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

78/ 100

Strong

Investment Score

70/ 100

Moderate

Crime Score

29/ 100

Moderate

Walkability

86/ 100

Excellent

Transit & Bike

Transit 35Bike 63

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£220,000

At the asking price

Monthly rent£1,450/mo

Evidenced range £1,400-£1,500

Interest rate5.4%

Loan to value75%

Cash required: £69,200
Net cash flow: £261/mo
Cash on cash: 4.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£213,000

Rent Estimate (pcm)£1,450

Gross Yield7.91%

1y Growth+16.3%

3y Growth+2.6%

5y Growth+4.1%

10y Growth+5.5%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0B65 8ER

Approval Rate

-12mo

Development

low

PD/26/03357
Proposed single storey rear extension measuring: 6.00m L x 3.75m H (2.88m to eaves)
Pending
PD/26/03347
Proposed single storey rear extension measuring: 4.05m L x 3.10m H (2.80m to eaves)
Approved
PD/26/03342
Proposed single storey rear extension measuring: 3.90m L x 3.10m H (2.85m to eaves)
Approved

View Planning Timeline