12 Peake Drive, Tipton, DY4 7RJ

UPRN:32038840Semi-Detached House3 bedsBuilt 1991-1995

FreeholdCouncil Tax: Band CEPC: D (63)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· freshRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£265,000

£252k - £278kHigh

Estimate

£265k

Range

£252k – £278k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

8.08%

Verdict

Derived from HomePortfolio scores

12 Peake Drive earns an INVESTIGATE rating with HP Score 70/100. Investment score 72/100 reflects strong fundamentals. Crime intensity is low. Walkability is limited (47/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

70/ 100

Mixed

Investment Score

72/ 100

High

Crime Score

33/ 100

Moderate

Walkability

47/ 100

Mixed

Transit & Bike

Transit 30Bike 53

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£260,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,850

Interest rate5.4%

Loan to value75%

Cash required: £82,300
Net cash flow: £334/mo
Cash on cash: 4.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.99 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£265,000

Rent Estimate (pcm)£1,750

Gross Yield8.08%

1y Growth-

3y Growth+4.4%

5y Growth+6.0%

10y Growth+5.8%

Last Sold Price£144,000 (2017-04-21)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningSignificant
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0DY4 7RJ

Approval Rate

-12mo

Development

low

DC/26/72149
Proposed single storey rear extension (Lawful Development Certificate)
Pending
DC/26/72129
Retention of boundary wall/railings/gates to front and side.
Pending
DC/26/72100
Proposed single storey rear extension and fenestration alterations to side.
Pending

View Planning Timeline

Ownership

Corporate Ownership65.9%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2017-04-21
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density2,956 /km²

Owner Occupied73%

Age Distribution

0-15 26%16-64 65%65+ 9%

View Area Profile

Schools Nearby

Compass Community School Victoria Park
0.3 mi
Good
Sacred Heart Primary School
0.4 mi
Good
St Martin's CofE Primary School
0.4 mi
Good
Albright Education Centre
0.6 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

0 of 12 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Peake Drive
-
£167k
-
12 Peake Drive
-
£144k
-
6 Peake Drive
-
£123k
-
3 Peake Drive
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN