45 Victoria Road, Oldbury, B68 9UJ

UPRN:32107334Detached House3 bedsBuilt -

FreeholdCouncil Tax: Band DEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£355,000

£319k - £390kMedium

Estimate

£355k

Range

£319k – £390k

Rent Estimate (pcm)

£1,600

£1k - £2k

Monthly

£1,600

Yield

6.86%

Verdict

Derived from HomePortfolio scores

45 Victoria Road earns an INVESTIGATE rating with HP Score 68/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is moderate. Walkability is limited (66/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

59/ 100

Moderate

Crime Score

37/ 100

Elevated

Walkability

66/ 100

Moderate

Transit & Bike

Transit 2Bike 47

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£279,995

At the asking price

Monthly rent£1,600/mo

Evidenced range £1,450-£1,700

Interest rate5.4%

Loan to value75%

Cash required: £89,299
Net cash flow: £163/mo
Cash on cash: 2.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.69 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£355,000

Rent Estimate (pcm)£1,600

Gross Yield6.86%

1y Growth-

3y Growth+2.3%

5y Growth+5.0%

10y Growth+5.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningUnknown
LandslideModerate
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0B68 9UJ

Approval Rate

-12mo

Development

low

DC/26/72194
Proposed single storey rear extension.
Pending
PD/26/03362
Proposed single storey rear extension measuring: 6.00m L x 4.00m H (2.70m to eaves)
Pending
DC/26/72134
Proposed variation of condition 1 of planning permission DC/23/68819 (Demolition of former public house and construction of two storey mixed-use building comprising of one retail unit, six apartments, new access to residential parking area on Thornwood Close and associated works) To add sub-station to site.
Pending

View Planning Timeline

Ownership

Corporate Ownership78.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

6 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density5,620 /km²

Owner Occupied64%

Age Distribution

0-15 24%16-64 64%65+ 12%

View Area Profile

Schools Nearby

Rood End Primary School
0.2 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
Holly Lodge High School College of Science
0.4 mi
Report card2026
Ofsted no longer awards a single overall grade.
George Betts Primary Academy
0.4 mi
GoodImproving
Devonshire Junior Academy
0.7 mi
Good

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

35 Victoria Road
-
£375k
-
44 Victoria Road
-
£345k
-
55 Victoria Road
-
£267k
-
51 Victoria Road
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN