21 Fernbank Crescent, Walsall, WS5 4EQ

UPRN:32179527Detached House4 bedsBuilt 2003-2006

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 3mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

19 of 21 sources

Sale Estimate

£393,000

£374k - £413kHigh

Estimate

£393k

Range

£374k – £413k

Rent Estimate (pcm)

£1,700

£2k - £2k

Monthly

£1,700

Yield

5.16%

Verdict

Derived from HomePortfolio scores

21 Fernbank Crescent earns an INVESTIGATE rating with HP Score 64/100. Investment score 51/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (51/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

64/ 100

Mixed

Investment Score

51/ 100

Moderate

Crime Score

28/ 100

Moderate

Walkability

51/ 100

Moderate

Transit & Bike

Transit 44Bike 55

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£395,000

At the asking price

Monthly rent£1,700/mo

Evidenced range £1,550-£1,800

Interest rate5.4%

Loan to value75%

Cash required: £129,550
Net cash flow: -£156/mo
Cash on cash: -1.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.28 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£393,000

Rent Estimate (pcm)£1,700

Gross Yield5.16%

1y Growth-

3y Growth+2.3%

5y Growth+2.9%

10y Growth+5.7%

Last Sold Price£204,000 (2004-05-06)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonModerate
MiningLow
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0WS5 4EQ

Approval Rate

-12mo

Development

low

DC/26/72202
Retention of outbuilding at rear to be used as storage.
Pending
26/1125
Advertisement consent for 1 non illuminated fascia sign (H) 0.5m x (W) 1.2m x (D) 0.05m.
Pending
PD/26/03336
Proposed single storey rear extension measuring: 6.00m L x 3.00m H (2.80m to eaves)
Rejected

View Planning Timeline

Ownership

Corporate Ownership65.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2004-05-06
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

2 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£27,652

Population Density-

Owner Occupied46%

Age Distribution

0-15 23%16-64 63%65+ 14%

View Area Profile

Schools Nearby

Yew Tree Primary School
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Delves Infant School
0.6 mi
Inspected as Delves Infant School (URN 104150) on 2 Mar 2022
Delves Junior School
0.6 mi
Inspected as Delves Junior School (URN 104170) on 25 Jan 2022
Q3 Academy Great Barr
0.6 mi
Good

4 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

34 Fernbank Crescent
-
£185k
-
30 Fernbank Crescent
-
£203k
-
27 Fernbank Crescent
-
£127k
-
27 Fernbank Crescent
-
£105k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN