48 Ham Lane, Bristol, BS16 1EE

UPRN:33973Semi-Detached House3 bedsBuilt 1950-1966

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPrice Paid· freshPlanning· 6mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 6mo ago

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£391,000

£371k - £410kHigh

Estimate

£391k

Range

£371k – £410k

Rent Estimate (pcm)

£2,000

£2k - £2k

Monthly

£2,000

Yield

6.40%

Verdict

Derived from HomePortfolio scores

48 Ham Lane earns an INVESTIGATE rating with HP Score 68/100. Investment score 48/100 reflects below-average fundamentals. Crime intensity is low. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

68/ 100

Mixed

Investment Score

48/ 100

Mixed

Crime Score

28/ 100

Moderate

Walkability

65/ 100

Moderate

Transit & Bike

Transit 29Bike 65

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£2,000/mo

Evidenced range £1,850-£2,150

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: £119/mo
Cash on cash: 1.2%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.58 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£391,000

Rent Estimate (pcm)£2,000

Gross Yield6.40%

1y Growth-

3y Growth+1.0%

5y Growth+2.5%

10y Growth+3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceModerate
RadonModerate
MiningUnknown
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2BS16 1EE

Approval Rate

-12mo

Development

low

26/13698/COND
Application for approval of details reserved by condition no. 10 (Public Art Plan) of permission 23/02840/F - Development of the site including the demolition of 1 no. existing building to provide a replacement learning disability & autism inpatient facility (Use Class C2) with landscaping and associated works.
Pending
26/13623/CP
Application for a Lawful Development Certificate for a Proposed hip to gable loft conversion with flat roof rear dormer.
Pending
26/13349/F
Erection of a new 1.5 storey, detached dwelling in the garden of Number 11 Everest Road.
Pending

View Planning Timeline

Ownership

Corporate Ownership75.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

9 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£34,051

Population Density2,473 /km²

Owner Occupied54%

Age Distribution

0-15 17%16-64 69%65+ 14%

View Area Profile

Schools Nearby

Begbrook Primary Academy
0.3 mi
Good
Bristol Metropolitan Academy
0.5 mi
Report card2026
Ofsted no longer awards a single overall grade.
Avanti Gardens School
0.7 mi
Good
St Matthias Academy
0.7 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.

3 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

Glen View Ham Lane
-
£555k
-
20 Ham Lane
-
£367k
-
42 Ham Lane
-
£268k
-
44 Ham Lane
-
£315k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN