18 Holberton Gardens, London, NW10 6BA

UPRN:34021245Mid Terrace House3 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band DEPC: D (60)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021Council Tax· 4mo ago

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£921,000

£875k - £967kHigh

Estimate

£921k

Range

£875k – £967k

Rent Estimate (pcm)

£3,950

£4k - £4k

Monthly

£3,950

Yield

5.12%

Verdict

Derived from HomePortfolio scores

18 Holberton Gardens earns an INVESTIGATE rating with HP Score 69/100. Investment score 67/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (86/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

69/ 100

Mixed

Investment Score

67/ 100

Moderate

Crime Score

63/ 100

Elevated

Walkability

86/ 100

Excellent

Transit & Bike

Transit 51Bike 87

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Under offer' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£925,000

At the asking price

Monthly rent£3,950/mo

Evidenced range £3,600-£4,300

Interest rate5.4%

Loan to value75%

Cash required: £315,050
Net cash flow: -£387/mo
Cash on cash: -1.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.27 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£921,000

Rent Estimate (pcm)£3,950

Gross Yield5.12%

1y Growth-

3y Growth-5.8%

5y Growth+0.0%

10y Growth+1.1%

Last Sold Price£183,016 (2015-10-01)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0NW10 6BA

Approval Rate

-12mo

Development

low

26/2686
Removal of the existing rear dormer and rooflights and proposed rear dormer extension, dormer extension to the rear outrigger with 1x rooflight to the flat roof of dormer, and installation of 2x front rooflights to first-floor flat
Pending
26/2664
Demolition and rebuild of existing dwellinghouse including retention of front facade, erection of single-storey side-to-rear extension, rear dormer extension with juliet balcony, dormer extension to rear outrigger, roof terrace with privacy screening to rear outrigger, replacement of windows to front and rear, installation of 3x front rooflights, soft and hard landscaping to front and rear including rear patio,refuse storage to front and new brick boundary walls to front and side to dwellinghouse
Pending
26/2626
Demolition of rear stores, conversion of 3x self-contained flats into single dwellinghouse, two storey rear extension, rear dormer extension, replacement of 1x window to first floor rear elevation, erection of rear terrace and steps, creation of balcony to rear elevation, conversion of existing rear store to studio space and cycle storage, bin storage to front, associated landscaping and provision of 1x off-street parking space with existing crossover to front.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.8%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2015-10-01
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

10 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,811

Population Density1,077 /km²

Owner Occupied30%

Age Distribution

0-15 16%16-64 75%65+ 9%

View Area Profile

Schools Nearby

Kenmont Primary School
0.0 mi
Good
Furness Primary School
0.2 mi
Report card2026
Ofsted no longer awards a single overall grade.
Princess Frederica CofE Primary School
0.4 mi
GoodConcerns
Newman Catholic College
0.5 mi
Good

2 of 10 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

6 Holberton Gardens
-
£730k
-
12 Holberton Gardens
-
£683k
-
10 Holberton Gardens
-
£725k
-
16 Holberton Gardens
-
£300k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN