32 Lochaline Street, London, W6 9SH

UPRN:34024367Terrace Property4 bedsBuilt 1900-1929

Tenure: -Council Tax: Band FEPC: E (54)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

3 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

20 of 21 sources

Sale Estimate

£1,195,000

£1.07M - £1.31MMedium

Estimate

£1.20M

Range

£1.07M – £1.31M

Rent Estimate (pcm)

£6,000

£6k - £7k

Monthly

£6,000

Yield

16.00%

Verdict

Derived from HomePortfolio scores

32 Lochaline Street earns an INVESTIGATE rating with HP Score 71/100. Investment score 69/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is excellent (94/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

71/ 100

Mixed

Investment Score

69/ 100

Moderate

Crime Score

71/ 100

Elevated

Walkability

94/ 100

Excellent

Transit & Bike

Transit 57Bike 75

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

2 live adverts with different prices, types or bedrooms on one UPRN (£450,000-£700,000) - several homes collapsed onto one address, so the UPRN's valuation describes none of them

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£450,000

At the asking price

Monthly rent£6,000/mo

Evidenced range £5,500-£6,500

Interest rate5.4%

Loan to value75%

Cash required: £148,800
Net cash flow: £2,635/mo
Cash on cash: 21.3%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 3.95 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£1,195,000

Rent Estimate (pcm)£6,000

Gross Yield16.00%

1y Growth-50.1%

3y Growth-4.8%

5y Growth-1.4%

10y Growth+0.3%

Last Sold Price£1,025,000 (2017-04-28)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W6 9SH

Approval Rate

-12mo

Development

low

P/2026/02708/NMAT
Non-material amendment to planning application ref: 2011/00407/COMB dated 23rd December 2011. To allow amendments to the basement car park layout to change 17no. car parking spaces into 8no. residents' garages.
Pending
P/2026/02709/DET
Submission of details pursuant to Condition 14 (Code for Sustainable Homes and BREEAM) of planning permission reference: 2011/00407/COMB dated 23rd December 2011.
Pending
PA26/3643
Details pursuant to conditions C5.2 and C6 - pre start meeting and aboricultural details of planning reference PA26/1260
Pending

View Planning Timeline

Ownership

Corporate Ownership55.4%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change2017-04-28
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

15 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,811

Population Density14,620 /km²

Owner Occupied39%

Age Distribution

0-15 12%16-64 80%65+ 8%

View Area Profile

Schools Nearby

Melcombe Primary School
0.2 mi
Good
Kensington Wade
0.2 mi
Inspected by ISI
St Paul's CofE Primary School
0.3 mi
Area grades2024
Inspected after Ofsted withdrew the single overall grade.
William Morris Sixth Form
0.3 mi
Good

2 of 5 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

2C Lochaline Street
-
£450k
-
12 Lochaline Street
-
£1.30M
-
26 Lochaline Street
-
£530k
-
30 Lochaline Street
-
£620k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN