48 Barclay Close, London, SW6 5QQ

UPRN:34074536Flat/Maisonette2 bedsBuilt -

Tenure: -Council Tax: Band CEPC: -

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 1mo agoAmenities· 1mo agoArea· Census 2021

HP Score

/ 100

Strong

Verdict

today

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£424,000

£402k - £445kHigh

Estimate

£424k

Range

£402k – £445k

Rent Estimate (pcm)

£1,900

£2k - £2k

Monthly

£1,900

Yield

5.36%

Verdict

Derived from HomePortfolio scores

48 Barclay Close earns an INVESTIGATE rating with HP Score 80/100. Investment score 64/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (97/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

80/ 100

Strong

Investment Score

64/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

97/ 100

Excellent

Transit & Bike

Transit 69Bike 74

Walk Score, out of 100

Opportunity

Why this could be an opportunity

Low confidence0 independent sourcesListing checked 4 Nov 2026

This rests largely on a single source. Treat the score as a prompt to investigate, not a conclusion.

Valuation edge0/15
claims [AVM -0.2% (HIGH)] → measured edge +0.00pp of the ask; on later-registered sales an AVM discount carried no edge and a sold-evidence gap at most +0.5pp
Market estimate used (HIGH confidence) · snapshot 10 Oct 2026
- valuation_snapshotsestimate for 34074536· as of 10 Oct 2026
Rental economics2.7/40
gross yield 5.4%; range width penalty ×0.94
- valuation_snapshotsrent estimate 1900/mo (range 1750-2000)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -526/mo, -28% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026
Seller motivationNot scored
context, not scored: 1 price cut(s), 121 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge
- portal_listingsprice_changes + first_published_date· as of 4 Nov 2026
Risk & liquidity14.6/15
566 sales/12mo in area; valuation range width 10%
- property_intelligencetransactions_12mo

4 of 4 components scored. Ranks on gross yield, the stress margin, risk and disclosed facts. A pricing claim earns only its measured edge: today 0 for the market estimate and at most +0.5pp for sold evidence. The score itself is not yet checked against the outcomes of homes it scored.

Economics

What happens to your money

Price sensitivity

£319,000£488,500

The same scorer re-run at hypothetical asking prices, holding rent, comps and listing history constant. Not a prediction of what the seller would accept.

Your assumptions

Purchase price£425,000

At the asking price

Monthly rent£1,900/mo

Evidenced range £1,750-£2,000

Interest rate5.4%

Loan to value75%

Cash required: £140,050
Net cash flow: -£119/mo
Cash on cash: -1.0%
Score at this price: 17

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.32 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsestimate for 34074536Valuation edge · as of 10 Oct 2026
valuation_snapshotsrent estimate 1900/mo (range 1750-2000)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Rental economics needs verification before you rely on it
rent estimate 1900/mo (range 1750-2000)
Seller motivation could not be scored
context, not scored: 1 price cut(s), 121 days on market; homes with a cut sold 0.2-0.3pp further below the cut ask, which is not an edge

Property risk deep-dive →

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Ask the agent why the price was reduced and whether a previous sale fell through.
1 price cut(s) recorded on the listing history.
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£424,000

Rent Estimate (pcm)£1,900

Gross Yield5.36%

1y Growth-

3y Growth-5.0%

5y Growth-1.5%

10y Growth-1.2%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0SW6 5QQ

Approval Rate

-12mo

Development

low

P/2026/02780/DET
Submission of details pursuant to Condition 18 (updated Tier 2 Contaminated Land Generic Quantitative Risk Assessment) of planning permission ref: 2022/03004/FUL granted 15th May 2023.
Pending
P/2026/02782/NMAT
Non-material amendment to planning permission reference: 2025/01090/FUL dated 27th November 2025 for the "Erection of mansard roof extensions; demolition of existing rear back additions; erection of rear extensions at ground, first, and second floor; demolition of existing garage and erection of new single-storey residential dwelling to rear; alterations to the existing front elevation; reconfiguration of existing commercial floorspace (Class E) at ground and basement; reconfiguration and conversion of existing residential accommodation to provide 3 x 3 bedroom flats at first, second, and new third floor level; together with associated alterations, landscaping, and formation of refuse and cycle stores." Amendment sought for minor alterations to the internal layout of the approved third-floor residential accommodation, comprising of reconfiguration of the internal arrangement to relocate the bedroom to the front of the building and the bathroom to the rear.
Pending
P/2026/02777/DET
Submission of details pursuant to Condition 19 (installation of air source heat pumps), and Condition 25 (privacy screens) of planning permission reference: 2024/00747/FUL granted 6th March 2025.
Pending

View Planning Timeline