Top Floor, 82 Sinclair Road, London, W14 0NJ

UPRN:34121043Flat/MaisonetteBeds -Built 1930-1949

Tenure: -Council Tax: -EPC: D (56)

Data freshness:Listing· freshPrice Paid· freshPlanning· 4mo agoEPC· 6mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· freshAmenities· 2mo agoArea· Census 2021

Top Floor, 82 Sinclair Road, London, W14 0NJ

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

18 of 21 sources

Sale Estimate

£492,000

£394k - £590kLow

Estimate

£492k

Range

£394k – £590k

Rent Estimate (pcm)

£2,100

£2k - £2k

Monthly

£2,100

Yield

1.68%

Verdict

Derived from HomePortfolio scores

Top Floor earns an INVESTIGATE rating with HP Score 84/100. Investment score 68/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is excellent (95/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry leasesHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

84/ 100

Strong

Investment Score

68/ 100

Moderate

Crime Score

14/ 100

Low

Walkability

95/ 100

Excellent

Transit & Bike

Transit 60Bike 76

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

headline score requires valuation_edge (estimate confidence LOW below scoring floor)

What we could establish

Rental economics0/40
gross yield 1.7%; range width penalty ×0.87
- valuation_snapshotsrent estimate 2100/mo (range 1900-2250)· as of 10 Oct 2026· verify before relying on this
Stress margin0/30
stressed cash flow -4,915/mo, -234% of rent (6.75% on a 75% loan; no service charge or ground rent disclosed); fails the stress - earns nothing; leasehold with no service charge disclosed - the stress assumes GBP 0
- underwriting_assumptionscosts not disclosed by the advert· as of 4 Nov 2026· verify before relying on this
Risk & liquidity9.3/15
269 sales/12mo in area; valuation range width 40%
- property_intelligencetransactions_12mo

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£1,500,000

At the asking price

Monthly rent£2,100/mo

Evidenced range £1,900-£2,250

Interest rate5.4%

Loan to value75%

Cash required: £545,050
Net cash flow: -£3,609/mo
Cash on cash: -7.9%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 0.41 - below the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Evidence

Where every number comes from

valuation_snapshotsrent estimate 2100/mo (range 1900-2250)Rental economics · as of 10 Oct 2026 · verify before relying on this
underwriting_assumptionscosts not disclosed by the advertStress margin · as of 4 Nov 2026 · verify before relying on this
portal_listingsprice_changes + first_published_dateSeller motivation · as of 4 Nov 2026
property_intelligencetransactions_12moRisk & liquidity

Sold comparables in depth

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion
Valuation edge could not be scored
estimate confidence LOW below scoring floor
Rental economics needs verification before you rely on it
rent estimate 2100/mo (range 1900-2250)

Plan

Before you offer

1. Get two written rental appraisals from local lettings agents.
The rent estimate rests on area-level evidence, not lettings on this street.
2. Fill the valuation edge gap before relying on the score.
estimate confidence LOW below scoring floor
3. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£492,000

Rent Estimate (pcm)£2,100

Gross Yield1.68%

1y Growth-5.9%

3y Growth-3.8%

5y Growth-4.3%

10y Growth-3.8%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceSignificant
RadonLow
MiningUnknown
LandslideLow
Air QualityLow
NoiseModerate

View Full Risk Report

Planning Activity

Recent Apps

0W14 0NJ

Approval Rate

-12mo

Development

low

P/2026/02793/DET
Submission of details of a noise assessment of external noise levels, including reflected and re-radiated noise and details of the sound insulation of the building envelope, orientation of habitable rooms away from major noise sources and of acoustically attenuated mechanical ventilation as necessary to achieve internal room and external amenity noise standards in accordance with the criteria of BS8233:2014 pursuant to condition 6 of planning permission ref: 2024/03159/FUL granted 12th December 2025.
Pending
P/2026/02791/NMAT
NMAT
Rejected
P/2026/02776/DET
Submission of details of a demolition method statement and a construction management plan, pursuant to Condition 8 of prior approval application reference: 2026/00369/PMA56 dated 26th October 2026.
Pending

View Planning Timeline

Ownership

Corporate Ownership59%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

14 Mbps

Mobile 4G/5G Coverage

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£42,811

Population Density-

Owner Occupied32%

Age Distribution

0-15 13%16-64 79%65+ 8%

View Area Profile

Schools Nearby

St Mary's Catholic Primary School
0.1 mi
Good
Addison Primary School
0.2 mi
Area grades2025
Inspected after Ofsted withdrew the single overall grade.
The Cardinal Vaughan Memorial RC School
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.
Wetherby Pembridge
0.3 mi
Report card2026
Ofsted no longer awards a single overall grade.

2 of 6 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

72 Sinclair Road
-
£615k
-
72C Sinclair Road
-
£672k
-
74 Sinclair Road
-
£635k
-
84 Sinclair Road
-
£355k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN