32 Ball Lane, Stoke-on-Trent, ST6 8PN

UPRN:3455005755Detached Bungalow3 bedsBuilt 1967-1975

FreeholdCouncil Tax: Band DEPC: C (71)

Data freshness:Listing· freshPlanning· 5mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 4mo agoAmenities· 2mo agoArea· Census 2021

HP Score

/ 100

Mixed

Verdict

2 days ago

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

18 of 21 sources

Sale Estimate

£373,000

£354k - £392kHigh

Estimate

£373k

Range

£354k – £392k

Rent Estimate (pcm)

£1,750

£2k - £2k

Monthly

£1,750

Yield

5.60%

Verdict

Derived from HomePortfolio scores

32 Ball Lane earns an INVESTIGATE rating with HP Score 65/100. Investment score 61/100 reflects moderate fundamentals. Crime intensity is low. Walkability is limited (22/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

65/ 100

Mixed

Investment Score

61/ 100

Moderate

Crime Score

18/ 100

Moderate

Walkability

22/ 100

Low

Transit & Bike

Transit 8Bike 37

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£375,000

At the asking price

Monthly rent£1,750/mo

Evidenced range £1,650-£1,900

Interest rate5.4%

Loan to value75%

Cash required: £122,550
Net cash flow: -£54/mo
Cash on cash: -0.5%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 1.38 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£373,000

Rent Estimate (pcm)£1,750

Gross Yield5.60%

1y Growth-

3y Growth+3.6%

5y Growth+3.6%

10y Growth+3.6%

Last Sold Price£195,000 (2016-12-02)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

2ST6 8PN

Approval Rate

-12mo

Development

low

SMD/2026/0477
Proposed alterations to existing bungalow
Pending
SMD/2026/0434
Siting of shepherds hut to provide holiday accommodation (retrospective)
Pending
DET/2026/0011
Application to determine if prior approval is required for a proposed: Change of Use of 2 Buildings on Agricultural Units and former Agricultural Buildings to 4 Dwellinghouses (Class C3), which may include extension of the building and/or building operations reasonably necessary for the conversion
Rejected

View Planning Timeline

Ownership

Corporate Ownership70.1%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change2016-12-02
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

5 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density943 /km²

Owner Occupied77%

Age Distribution

0-15 18%16-64 61%65+ 21%

View Area Profile

Schools Nearby

Norton-Le-Moors Primary Academy
0.8 mi
Good
Ball Green Primary Academy
0.9 mi
Inspected as Ball Green Primary School (URN 124020) on 14 Sep 2022
Greenways Primary Academy
0.9 mi
Inspected as Greenways Primary School (URN 124025) on 17 Sep 2013
St Marys Catholic Academy
0.9 mi
Report card2026
Ofsted no longer awards a single overall grade.

4 of 14 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

58 Ball Lane
-
£212k
-
65 Ball Lane
-
£350k
-
41 Ball Lane
-
£250k
-
56 Ball Lane
-
£165k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN