46 Colville Street, Stoke-on-Trent, ST4 3LB

UPRN:3455024813-Beds -Built 1900-1929

Tenure: -Council Tax: Band AEPC: C (73)

Data freshness:Listing· freshPrice Paid· freshPlanning· 5mo agoEPC· 1mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

46 Colville Street, Stoke-on-Trent, ST4 3LB

HP Score

/ 100

Mixed

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Mixed signals - investigate

Evidence

17 of 21 sources

Sale Estimate

£112,000

£101k - £123kMedium

Estimate

£112k

Range

£101k – £123k

Rent Estimate (pcm)

£750

£700 - £800

Monthly

£750

Yield

10.59%

Verdict

Derived from HomePortfolio scores

46 Colville Street earns an INVESTIGATE rating with HP Score 61/100. Investment score 54/100 reflects moderate fundamentals. Crime intensity is elevated. Walkability is limited (65/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)Defra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry company ownershipHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

61/ 100

Mixed

Investment Score

54/ 100

Moderate

Crime Score

61/ 100

Elevated

Walkability

65/ 100

Moderate

Transit & Bike

Transit 11Bike 58

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£85,000

At the asking price

Monthly rent£750/mo

Evidenced range £700-£800

Interest rate5.4%

Loan to value75%

Cash required: £26,800
Net cash flow: £232/mo
Cash on cash: 10.4%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.61 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£112,000

Rent Estimate (pcm)£750

Gross Yield10.59%

1y Growth-28.9%

3y Growth+3.9%

5y Growth+1.3%

10y Growth+2.9%

Last Sold Price-

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseLow

View Full Risk Report

Planning Activity

Recent Apps

0ST4 3LB

Approval Rate

-12mo

Development

low

26/FUL/00453
Change of use from provision of medical/health services (Use Class E (e) ) to 5 bedroomed house in multiple occupation (Use Class C4)
Pending
26/DCC/00254
Discharge of planning conditions 3, 5,9,10,12 and 14 of planning permission reference 71991/ful
Pending
26/FUL/00091
Amalgamation of units 60 and 62 and change of use of ground floor to commercial use (Use Class E), change is use of upper floors to create one residential unit (Use Class C3) and elevation alterations to include new shopfront and installation of external staircase at the rear
Pending

View Planning Timeline

Ownership

Corporate Ownership69.2%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease Type-
Last Ownership Change-
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

8 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density-

Owner Occupied47%

Age Distribution

0-15 22%16-64 61%65+ 17%

View Area Profile

Schools Nearby

Co-op Academy Glebe
0.2 mi
Outstanding
Christ Church CofE Primary Academy
0.5 mi
Good
Our Lady's Catholic Academy
0.6 mi
Report card2026
Ofsted no longer awards a single overall grade.
Co-op Academy Clarice Cliff
0.7 mi
Report card2025
Ofsted no longer awards a single overall grade.

3 of 13 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

14 Colville Street
-
£95k
-
42 Colville Street
-
£65k
-
44 Colville Street
-
£100k
-
13 Colville Street
-
£60k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN