26 Dickens Street, Stoke-on-Trent, ST2 8LB

UPRN:3455030652Terrace Property2 bedsBuilt 1900-1929

FreeholdCouncil Tax: Band AEPC: C (71)

Data freshness:Price Paid· freshPlanning· 5mo agoEPC· 4mo agoRisk· 5mo agoConnectivity· 1mo agoSchools· 3mo agoAmenities· 1mo agoArea· Census 2021

26 Dickens Street, Stoke-on-Trent, ST2 8LB

HP Score

/ 100

Strong

Verdict

yesterday

Verdict: INVESTIGATE, on a scale of Buy, Investigate, Avoid.
Strong fundamentals; flood risk not assessed

Evidence

17 of 21 sources

Sale Estimate

£115,000

£109k - £121kHigh

Estimate

£115k

Range

£109k – £121k

Rent Estimate (pcm)

£850

£800 - £850

Monthly

£850

Yield

8.87%

Verdict

Derived from HomePortfolio scores

26 Dickens Street earns an INVESTIGATE rating with HP Score 75/100. Investment score 59/100 reflects moderate fundamentals. Crime intensity is very low. Walkability is limited (54/100). Flood risk is not assessed: check the Environment Agency long-term flood map before offering. Tenure is freehold. Every figure here comes from the live HomePortfolio API; anything it does not publish is left out.

Key SourcesEPC RegisterPortal listingsOfcom Connected NationsOfcom mobile coverageMarket estimates (third-party AVM)HM Land Registry sales matched to addressDefra strategic noise mapping, England Round 4 (Contains Defra data © Crown copyright and database right 2023-2024, Open Government Licence v3.0)Walk ScoreONS Census 2021Police.ukHM Land Registry covenantsHM Land Registry Price PaidPlanIt / council planning portalsOverture Maps PlacesOfsted / DfE GIAS

HP Score

75/ 100

Strong

Investment Score

59/ 100

Moderate

Crime Score

11/ 100

Low

Walkability

54/ 100

Moderate

Transit & Bike

Transit 12Bike 23

Walk Score, out of 100

Opportunity

Not scored as an opportunity

We will not put a number on this one.

listing is 'Sold subject to contract' - sale already progressing, not an actionable opportunity

Withholding a score is deliberate. A number built on missing or stale inputs would look more certain than the evidence allows.

Economics

What happens to your money

Your assumptions

Purchase price£115,000

At the asking price

Monthly rent£850/mo

Evidenced range £800-£850

Interest rate5.4%

Loan to value75%

Cash required: £35,800
Net cash flow: £200/mo
Cash on cash: 6.7%
Score at this price: -

After a 8% void allowance, 15% management and 10% maintenance. Lender coverage (rent ÷ interest): 2.19 - clears the usual 1.25 test. These are your assumptions, not evidence: only the pre-filled rent and price come from the record.

Risks

What could kill this deal

Score confidence is low
largely a single source - treat the number as a prompt, not a conclusion

Property risk deep-dive →flood, subsidence, crime, environment - the full domain

Plan

Before you offer

1. Commission a full structural survey, not a basic condition report.
The score prices market evidence, not the fabric of the building.

Every step above was generated from a specific gap or flag in the evidence - no generic advice, no invented tasks.

Valuation & Market

Sale Estimate£115,000

Rent Estimate (pcm)£850

Gross Yield8.87%

1y Growth-

3y Growth+2.3%

5y Growth+2.8%

10y Growth+4.3%

Last Sold Price£32,995 (1999-11-22)

View Market Details

Risk Overview

Flood RiskUnknown
SubsidenceLow
RadonLow
MiningLow
LandslideModerate
Air QualityLow
NoiseBelow 40 dB

View Full Risk Report

Planning Activity

Recent Apps

0ST2 8LB

Approval Rate

-12mo

Development

low

DET/2026/0027
Prior Notification for change of use of agricultural buildings to form 3no. dwellinghouses and associated building operations (Class Q Permitted Development)
Pending
26/HOU/00474
Single storey rear extension - (part retrospective)
Pending
26/HOU/00415
Single-storey side extension.
Pending

View Planning Timeline

Ownership

Corporate Ownership57.6%
Overseas OwnershipNo
Lease Term Remaining-
CovenantsRestrictive
Lease TypeFreehold
Last Ownership Change1999-11-22
SourceLand Registry

View Ownership Details

Connectivity

Broadband (Standard)

4 Mbps

Mobile 4G/5G Coverage

EEThreeO2Vodafone

EV Charger

PTAL Rating

View Connectivity Map

Area Profile

Median EarningsLocal authority£29,041

Population Density1,620 /km²

Owner Occupied86%

Age Distribution

0-15 14%16-64 59%65+ 27%

View Area Profile

Schools Nearby

Kingsland CofE Academy
0.1 mi
Report card2026
Ofsted no longer awards a single overall grade.
Aurora Hanley School
0.3 mi
Outstanding
Newfriars College
0.3 mi
-
Manor Abbey School
0.3 mi
-

3 of 11 nearby schools with published figures were oversubscribed in 2026 - demand, not a catchment.

View All Schools

Comparables

View All

26 Dickens Street
-
£113k
-
27 Dickens Street
-
£192k
-
18 Dickens Street
-
£160k
-
17 Dickens Street
-
£140k
-

Boundary data not available for this property

No registered title polygon, building footprint, or street match for this property yet.

Why: No HMLR INSPIRE / OSM footprint / OS Open USRN match for this UPRN

Source: HM Land Registry INSPIRE / OpenStreetMap / OS Open USRN